Free Florida (FL) Real Estate Practice Exam 2026
Ten questions at a time, drawn from 3,121 Florida salesperson questions — the FL state portion and the national portion, the same mix the real exam uses. Every answer comes with an explanation.
Questions
100
Time limit
210 min
To pass
75%
Source: DBPR candidate handbook. Salesperson licence.
Turn a practice result into your next study session.
This short Florida sample helps you spot topics to review. Create an account to continue in your study dashboard. Practice scores are not a guarantee of an exam result; full-bank access depends on your plan.
- The complete Florida question bank, state portion included
- Full-length timed mock exams scored against the real pass mark
- Review available practice options in your dashboard
What the Florida state portion tests
These are the FL-specific subjects in our bank, with the number of questions behind each one. They are what separates the Florida exam from every other state's.
General Principles of Agency
226 questions- Without prior permission, Quinn Brooks signs a small repair authorization on behalf of the owner. The owner later approv…
- A buyer under a buyer-representation agreement receives an earnest money refund after a failed deal. The agent deposits …
- A buyer representation agreement should specify:
- Jamie Cruz signs a listing agreement with broker Skyler Simmons. What role does Simmons's brokerage hold in the resultin…
Brokerage Activities Procedures
161 questions- Sales Associate Karen tells Broker Smith that she has been working weekends at another real estate brokerage without his…
- Sales Associate Mike works for Broker Jones under a 70/30 commission split. Mike also wants to receive referral fees fro…
- During a compensation audit in Tampa, a sales associate is entitled to 60% of the brokerage's side of the commission. Th…
- Broker Lisa lists a commercial property for $2,800,000 with a commission structure of 4% on the first $1,000,000 and 2.5…
Valuation Market Analysis
151 questions- In October 2026, appraiser Caleb Moore is reviewing an income statement for Oak Place. The property's NOI is $67,500, th…
- Under USPAP, what is the purpose of the Competency Rule?
- An example of functional obsolescence is:
- In August 2026, appraiser Omar Lewis is valuing a small retail strip. Potential gross income is $96,000, vacancy and col…
Property Disclosures
150 questions- A 1978 ranch home is on the market. During inspection, the buyer's environmental specialist samples the wall insulation …
- Which of the following is NOT a hidden condition?
- In a state that requires a written disclosure of a home's condition to the buyer, the disclosure form is filled out by:
- The purpose of the Closing Disclosure under TILA-RESPA is to:
Authorized Relationships Disclosures
148 questions- In Florida, the default brokerage relationship when no disclosure is made is:
- Scenario Harbor Ledger raises this Florida point. In a Miami transaction, a buyer wants the Florida rule on buyer-and-se…
- Broker Smith's firm represents the seller under a single agent relationship. During the transaction, the buyer asks Brok…
- All of the following situations require immediate brokerage relationship disclosure EXCEPT:
Real Estate Contracts
142 questions- A buyer in Florida puts down earnest money equal to 2% of the purchase price on a $350,000 home. How much earnest money …
- A seller accepts a buyer's offer on their Florida home but dies before closing. The seller's estate representative wants…
- Under Florida law, which of the following does NOT make a real estate contract void?
- A Florida seller discovers the buyer has been negotiating to purchase another property while under contract. The seller …
Land Use Controls Regulations
133 questions- A homebuyer purchases a lot in a planned community. The deed references a recorded declaration of covenants, conditions,…
- A board of adjustment is reviewing an owner's request for relief from a zoning ordinance. All of the following are commo…
- A homeowner in an HOA community wants to install solar panels on her roof. The CC&Rs do not address solar panels. The HO…
- Permission to depart from a requirement of the zoning ordinance for a single parcel is obtained through a:
Property Rights Estates
131 questions- What is the deadline for filing a homestead exemption application in Florida?
- Which government entity is responsible for processing homestead exemption applications in Florida?
- Maria and Carlos purchase a waterfront home in Miami as joint tenants with right of survivorship. Two years later, Carlo…
- A St. Petersburg real estate agent is reviewing various legal descriptions. All of the following elements are typically …
Transfer of Property
114 questions- Under TRID rules, the lender must deliver the Closing Disclosure to the borrower at least how many business days before …
- A deed is properly recorded in the county records before a later purchaser checks title. Even if the later purchaser nev…
- At closing, the seller's existing mortgage balance of $185,000 must be paid off from the sale proceeds. On the seller's …
- An attorney examining the abstract of title discovers a gap in the chain where a deed from 1952 does not match the grant…
Titles Deeds Recording
90 questions- A title company discovers that a deed in the chain of title was recorded in the wrong county 15 years ago due to a cleri…
- Maria executes a quitclaim deed to her Orlando property in favor of her nephew Carlos but keeps the deed in her safe dep…
- All of the following are typically covered by a standard Florida owner's title insurance policy EXCEPT:
- Under Florida law, all of the following would make a deed voidable EXCEPT:
Valuation Appraisal
85 questions- A Florida real estate broker is preparing a BPO for a lender client. During the property inspection, the broker discover…
- In a Ocala transaction, a buyer wants the Florida rule on CMA versus BPO versus appraisal. Which statement is correct?
- An appraiser in Tallahassee is valuing a 1920s historic home that has been converted to professional offices near the st…
- A sales associate in Naples prepares a CMA that indicates a property value of $275,000. The seller insists on listing at…
Taxes Assessments Insurance
66 questions- A real estate agent's client is buying a home in the Florida Keys. The property is elevated on stilts and located in a h…
- In Florida, what is the Citizens Property Insurance Corporation?
- All of the following are components that make up the total millage rate in Florida EXCEPT:
- What is the documentary stamp tax due on a promissory note in the amount of $185,500 that is secured by a mortgage on Fl…
Landlord Tenant Property Management
65 questions- In a Ocala transaction, a buyer wants the Florida rule on security-deposit handling and notice rules. Which statement is…
- A Florida property manager receives a complaint from a residential tenant about a broken air conditioning unit during su…
- A property manager discovers that a tenant has been operating an unauthorized business from their residential rental uni…
- A property manager in Gainesville receives notice that a tenant passed away with 8 months remaining on their lease. The …
Closing Procedures Calculations
59 questions- A real estate licensee in Fort Lauderdale is representing a buyer who received their Closing Disclosure three days befor…
- A buyer in Orange County is purchasing a home for $295,000 with a conventional loan of $236,000. The lender requires: 1%…
- In Florida, who typically pays for owner's title insurance?
- Which statement best describes Florida's rule on rent?
Fair Housing Ada Ethics
56 questions- A Florida apartment complex has a 'no pets' policy but refuses to make an exception for a blind tenant's guide dog, stat…
- A Florida real estate agent is working with a client who has a hearing impairment. During property showings, what is the…
- A Florida broker discovers that one of their sales associates has been using the broker's license to conduct transaction…
- A real estate agent receives a call from a seller who states, 'I don't want to sell to anyone with children because they…
Counts are live from the Florida question bank, which mixes the national portion with Florida-specific law.
What the national portion tests
Every state exam shares this half. The questions below are the same ones a candidate in any state would see.
Practice of Real Estate
353 questions- All of the following require active supervision by a broker EXCEPT:
- All of the following are acceptable methods for completing the 14-hour continuing education requirement for Florida real…
- Broker Thompson receives earnest money checks on the following days: Monday $2,000, Wednesday $3,500, Friday $1,800. If …
- A broker uses cloud-based transaction management software to store all transaction files, including contracts, disclosur…
Financing
325 questions- Under Florida real estate law, a licensee who arranges financing must disclose all of the following to the borrower EXCE…
- Under Florida's lien theory, what is the legal effect of recording a mortgage in the public records?
- A buyer wants to purchase a home but cannot qualify for a conventional loan. The seller agrees to carry the entire purch…
- During the annual escrow analysis on Priya's loan, the servicer wants to maintain an escrow cushion equal to three month…
Real Estate Math
203 questions- A county charges $40 to record the first page of a deed and $7 for each additional page. If a deed is 3 pages long, what…
- A property sells for $300,000 with a 6% commission split equally between the listing broker and the selling broker. The …
- A buyer is purchasing a property for $450,000 with an 80% LTV loan. Buyer closing costs are $9,500, the earnest money de…
- A transfer tax is charged at $1.00 per $500 of sale price (rounded up to the nearest $500). If the property sells for $3…
Contracts
195 questions- After a property inspection reveals minor cosmetic issues, the buyer demands $20,000 in credits. The seller refuses, and…
- A buyer wants to demonstrate serious intent when submitting an offer. What financial deposit typically accompanies the o…
- Under a traditional contract for deed, what risk does the buyer face if the seller has an existing mortgage on the prope…
- Under a contract for deed, the buyer defaults after making five years of payments. In some jurisdictions, what protectio…
Property Ownership
192 questions- A roofing contractor replaced shingles on a home for $18,400, but the owner refused to pay. After following the required…
- Emma owns only a life estate in a rural tract, with title to pass to her nephew at Emma's death. Without the nephew's co…
- In February 2026, title examiner Rachel noticed that a metes and bounds description ended at a different point than wher…
- In June 2026, Jared sold the oil and gas rights under his ranch to Mesa Energy but kept the surface estate. After record…
Leasing & Property Management
76 questions- A written apartment lease begins on July 1 and ends on June 30 of the following year with no need for notice to terminat…
- A property management agreement authorizes the manager to spend up to $500 on emergency repairs without prior owner appr…
- A property manager deposits tenant security deposits into the manager's personal checking account and uses the funds to …
- A residential tenant stops paying rent after the landlord ignores two months of written requests to repair a furnace tha…
Counts are live from the Florida question bank, which mixes the national portion with Florida-specific law.
About 47% pass the Florida exam first time
Which means roughly 53 in 100 do not, and pay to sit it again. The gap is rarely knowledge — it is untimed studying meeting a timed exam. See how every state compares.
Florida practice exam questions
Is this Florida real estate practice exam free?
Yes. The practice sample on this page needs no account. Each question shows the correct answer and an explanation after you answer it. Create an account to continue in the dashboard; access limits and additional features depend on your plan.
How many questions are on the real Florida exam?
100 scored questions, with 210 minutes to answer them and 75% needed to pass. DBPR publishes the current figures in its candidate handbook.
Does the practice exam cover Florida state law?
Our Florida bank holds 1,323 state-portion questions alongside 1,798 national ones. A short practice set is a sample, not a reproduction of the official exam blueprint.
Is this the same as a Florida real estate practice test?
Yes — practice exam, practice test and test questions all mean the same thing here. The FL questions on this page are the same bank either way, drawn from the state portion and the national portion together.
Are there Florida real estate exam questions in PDF form?
Yes, as a study guide rather than a question dump: the Florida exam guide PDF covers the format, the passing score and what the FL state portion tests. The questions themselves stay on this page, because each one shows why the wrong options are wrong — which a printed answer key cannot do.
How hard is the Florida real estate exam?
Hard enough that most candidates who fail did not run out of knowledge, they ran out of practice: you need 75% across 100 questions in 210 minutes, with no time to reason slowly. The questions are not tricky so much as specific — they test whether you know which rule applies, not whether you have heard of it.
Are Florida real estate flashcards better than practice questions?
They do different jobs. Flashcards drill vocabulary and figures — the things you either know or do not. Practice questions test whether you can pick the right rule when a situation could plausibly fit two of them, which is what the exam actually asks. Most candidates need both, and running out of practice questions is the more common failure.
What score should I get before booking the Florida exam?
Aim to sit comfortably above 75% on full-length practice, not just at it. Exam-day nerves and unfamiliar wording cost most candidates a few points, so a practice average that only just clears the line usually is not enough.
FL cheat sheet
The rules that decide pass or fail, each with the source it came from.
Florida exam prep
A study plan built from the same outline, weighted by what the exam actually asks.
Full-length mock exam
Timed, full length, scored against the real pass mark.
Florida licence guide
Requirements, fees, schedule and how to apply.