The insurance study toolkit
Turn your score report into a next step.
Understand what your Texas or California insurance exam result says, then decide where to focus your next study session.
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01—06
Plan · Understand · Prepare
02 / WHAT IT MEANS
Start with what the report actually tells you.
Enter the official pass/fail outcome and reported score. Texas uses a scaled score, so a reported 68 is not “68% correct.” California’s bulletin lists a 60% passing score for the combined Life & Health and P&C exams.
Example: a Texas scaled score of 68 is two scaled points below 70. It does not reveal how many questions were missed.
The reference desk
Why Texas 68 is not 68%
Texas: Pearson VUE reports a scaled score from 0 to 100. Its handbook says the reported score is neither the number nor percentage of questions correct. The passing score is 70 on that scale. A 68 is two scaled points below that mark; the raw missed-question count cannot be reconstructed from that difference. Read the Texas candidate handbook.
California: the March 2026 candidate bulletin lists 60% as the passing score for the combined Life, Accident and Health and Property and Casualty examinations. The official pass/fail outcome and emailed score report govern your result. Failed examinees receive diagnostic information. Read the California candidate bulletin.
If your report has section-level correct and total counts, enter only those it provides. Ratios from selected sections help rank your own review, but cannot reproduce the regulator’s official overall score or predict a pass. Sources reviewed September 23, 2026.