The insurance study toolkit
See the cost before you book.
Build a source-linked budget for one first-time resident individual insurance license in Texas or California. Add your own quotes for the costs that vary.
✓ Completely free✓ No account needed✓ Made for exam preparation
01—06
Plan · Understand · Prepare
02 / THE BREAKDOWN
See every line of the budget.
Texas combined L&H or P&C starts with a $49 exam and $50 filing fee. California lists a $55 exam and $188 filing fee. Fingerprints, education and processing costs require their own quotes.
Example: one Texas attempt plus one filing is $99 before variable charges. One California attempt plus one filing is $243 before variable charges.
The reference desk
What this licensing budget includes
Texas: the September 2026 Pearson VUE handbook lists a $49 exam fee for General Lines Life, Accident & Health and General Lines Property & Casualty. The Texas Department of Insurance lists a $50 application fee. Texas candidate handbook · TDI application instructions.
California: the Department of Insurance licensing fee table lists a $55 examination fee and $188 filing fee for combined Life & Health or Property & Casualty. The March 2026 candidate bulletin gives $74 for CDI’s Live Scan vendor; other providers can vary.
The tool estimates one resident individual combined license application. It does not price separate later authorities, nonresident reciprocity, transaction charges, travel or future renewals. Unknown fields remain explicitly unknown rather than being counted as zero. California still requires 12 hours of approved ethics and California Insurance Code study; get a provider quote before relying on a final budget. Sources reviewed September 23, 2026.