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Ontario Real Estate Exams: Ontario Practice

Free practice questions and study resources for the Real Estate Council of Ontario (RECO) real estate education and examination path. Independent practice is not approved education or licensing approval.

Practise, then review

Ontario and Humber real estate exam study route: provider choice, course stages and original scenarios

Identify the current Ontario education/examination path, select the existing Course1–4 resource matching your task, and practise original residential/commercial scenarios.

4 original scenarios · No account needed · Answers explained

Humber is one of the RECO-approved education providers, not the only one. Course1–4 pages below do not cover the entire pre-registration assessment sequence: two simulation sessions have their own exams and Course5 has no exam. Independent samples are not approved education, simulation attendance or RECO registration; supplied calculations are not transaction or investment advice.

Try original learning scenarios

Answer without an account. Explanations and topic review links are included; progress resumes in this browser tab after refresh.

An Ontario learner passed the four course theory exams but has not completed either simulation assessment or Course5. What can be concluded about the full pre-registration pathway?

  • All program stages are automatically complete
  • The remaining simulation and Course5 requirements still need completion under the approved program
  • An EstatePass score issues RECO registration

Preparing answer controls…

Use the existing essentials exam page for Ontario profession, regulatory and property concepts. It is one stage, not the complete registration process.

Continue on the selected route

This selects a destination, not a filter or a code-edition validation of the question bank.

Study sequence

  1. Confirm a current RECO-approved education provider. RECO currently lists Algonquin College, Career College Group, Fleming College and Humber Polytechnic. Provider tuition and the exam administrator are different fields.
  2. Follow the complete sequence: Course1/Exam1, Course2/Exam2, Course3/Exam3, residential simulation/exam, Course4/Exam4, commercial simulation/exam, then Course5. Four course exams alone do not complete the pathway.
  3. Use RECO’s current exam page/handbook for booking and assessment requirements. Meazure Learning is the shared administrator for approved-provider learners; do not describe old Humber-only delivery as the current universal process.
  4. Budget provider tuition, examinations/retakes, registration, insurance and brokerage costs separately. Complete education then apply for registration under actual requirements; do not infer registration from an independent practice score.

Revision terms

Education provider
The institution delivering approved education; not the same role as the shared exam administrator.
Simulation assessment
A required stage separate from the four course theory exams; an independent case exercise does not substitute.
Study versus registration
Completing practice is not completing approved education or being registered to trade.

Use your browser’s Print command to print this checklist and terms. This is an HTML revision sheet, not an official course certificate or a downloadable exam paper.

Build a licensing-cost budget

Amounts are CAD. Enter a current quote for each component. Blank means unknown; enter zero only after confirming no charge applies. This worksheet does not transmit your amounts.

Known subtotal: CAD 0.00

6 fields unknown or invalid; complete cost unavailable.

Not an official fee determination. Keep training, applications and retakes separate; add costs not covered by these fields to your own budget.

Sources and applicability
  • RECO current pre-registration program

    Reviewed 2026-10-13. Provider choices and complete course/simulation sequence; fees must be confirmed with providers.

  • RECO examinations and administrator

    Reviewed 2026-10-13. Meazure Learning transition and current exam-policy/handbook links, not independent prep approval.

  • RECO Learner Exam Handbook

    Reviewed 2026-10-13. Current linked version1.2 December2025; assessment format/requirements must be checked for the actual exam. Website samples are not official items.

Ontario Licensing at a Glance

Regulatory BodyReal Estate Council of Ontario (RECO)
Exam ProviderRECO-approved education providers
License TypesSalesperson, Broker
Pre-License EducationFive courses and two simulation sessions through a RECO-approved provider
Exam FormatFour theory exams plus two simulation-session exams; confirm current fees with your provider
Key LegislationTrust in Real Estate Services Act (TRESA)

Exam Topics for Ontario

Master these key areas to pass your RECO real estate exam. These independent study topics are not an exhaustive official outline. Confirm the requirements for your province and education provider.

Property Law

Land registration systems (Torrens, Land Titles), estates and interests in land, condominiums, and cooperative ownership.

Contracts

Agreement of Purchase and Sale, listing agreements, conditions, waivers, and contract law fundamentals.

Agency & Ethics

Duties to clients and customers, disclosure obligations, conflicts of interest, and codes of ethics.

Mortgage Finance

Mortgage types, qualification, amortization, interest calculations, and lending regulations.

Land Use

Zoning, municipal planning, building codes, environmental regulations, and development approvals.

Valuation

Appraisal methods (comparison, cost, income), market analysis, and factors affecting property value.

Taxation

Property tax, land transfer tax, GST/HST on real estate, capital gains, and tax planning.

Regulatory

Provincial licensing requirements, trust accounts, FINTRAC anti-money laundering, and consumer protection.

Residential

Residential property types, buyer/seller representation, offer process, and closing procedures.

Commercial

Commercial property types, leasing, investment analysis, and commercial transaction processes.

Frequently Asked Questions

How do I get my real estate licence in Ontario?

Complete RECO’s pre-registration program through an approved provider: five courses and two simulation sessions, with exams except for Course 5. Current providers include Algonquin College, Career College Group, Fleming College and Humber Polytechnic. Then apply to register with RECO.

What is TRESA and how does it affect Ontario real estate?

TRESA governs Ontario real estate trading. Use RECO’s current TRESA guidance and applicable regulations for the actual representation/disclosure task; an independent practice explanation is not legal advice or proof that every bank item reflects the current rules.

How much does it cost to become a real estate agent in Ontario?

Tuition and examination fees vary by approved provider and can change. Check the provider’s published fees and RECO’s current fee schedule, then include insurance and brokerage-related costs in your own budget.

What topics are covered on the Ontario real estate exam?

The exams cover real property law, contracts and agreements, land registration, mortgage financing, property valuation, ethics, and Ontario-specific regulations under TRESA.

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