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Free Montana Real Estate Practice Exam 2026
Ten questions at a time, drawn from 2,103 Montana salesperson questions — the MT state portion and the national portion, the same mix the real exam uses. Every answer comes with an explanation.
Questions
120
Time limit
240 min
To pass
75%
Source: MBRR candidate handbook. Salesperson licence.
What the Montana state portion tests
These are the MT-specific subjects in our bank, with the number of questions behind each one. They are what separates the Montana exam from every other state's.
General Principles of Agency
226 questions- Without prior permission, Quinn Brooks signs a small repair authorization on behalf of the owner. The owner later approv…
- A buyer under a buyer-representation agreement receives an earnest money refund after a failed deal. The agent deposits …
- A buyer representation agreement should specify:
- Jamie Cruz signs a listing agreement with Skyler Simmons. In the resulting sale, whose interests does the listing broker…
Property Disclosures
151 questions- A 1978 ranch home is on the market. During inspection, the buyer's environmental specialist samples the wall insulation …
- Which of the following is NOT a hidden condition?
- A Transfer Disclosure Statement (TDS) must be provided by:
- The purpose of the Closing Disclosure under TILA-RESPA is to:
Valuation Market Analysis
149 questions- In October 2026, appraiser Caleb Moore is reviewing an income statement for Oak Place. The property's NOI is $67,500, th…
- Under USPAP, what is the purpose of the Competency Rule?
- An example of functional obsolescence is:
- In August 2026, appraiser Omar Lewis is valuing a small retail strip. Potential gross income is $96,000, vacancy and col…
Land Use Controls Regulations
128 questions- A homebuyer purchases a lot in a planned community. The deed references a recorded declaration of covenants, conditions,…
- A board of adjustment is reviewing an owner's request for relief from a zoning ordinance. All of the following are commo…
- A homeowner in an HOA community wants to install solar panels on her roof. The CC&Rs do not address solar panels. The HO…
- Seeking an exemption from zoning requirements requires a:
Transfer of Property
114 questions- Under TRID rules, the lender must deliver the Closing Disclosure to the borrower at least how many business days before …
- A deed is properly recorded in the county records before a later purchaser checks title. Even if the later purchaser nev…
- At closing, the seller's existing mortgage balance of $185,000 must be paid off from the sale proceeds. On the seller's …
- An attorney examining the abstract of title discovers a gap in the chain where a deed from 1952 does not match the grant…
Agency
43 questions- Under Montana law, what is required before a licensee may act as a dual agent representing both the buyer and the seller…
- Agent Rachel is a Montana licensee who has been representing buyer David in his search for a ranch near Dillon, Montana.…
- When a Montana licensee wishes to purchase a property listed with their own firm, what must they do?
- In a standard listing agreement, to whom does the listing broker owe fiduciary duties?
Mandated Disclosures
17 questions- In Montana, what must a seller disclose regarding radon?
- Sarah is selling her home in Billings, Montana. Her listing agent, Tom, advises her that Montana's seller disclosure for…
- Which of the following transactions is typically exempt from Montana's seller Property Condition Disclosure requirement?
- In Montana, what must be disclosed to a buyer regarding flood zones?
Valuation
14 questions- A residential property in Helena, Montana has an appraised market value of $320,000. Montana assesses Class 4 residentia…
- Margaret, a retired schoolteacher living on a fixed income in Billings, Montana, asks her real estate agent about any pr…
- The sales comparison approach to appraisal is most commonly used for which type of property?
- A rancher in Cascade County, Montana owns 640 acres of land that has been classified as Class 3 agricultural property fo…
Land Use Controls & Regulations
6 questions- Under the Montana Subdivision and Platting Act, which agency is responsible for reviewing subdivisions for the adequacy …
- Zoning regulations in Montana are primarily established and enforced by:
- Building codes are primarily designed to establish:
- A variance in zoning law is best described as:
Counts are live from the Montana question bank, which mixes the national portion with Montana-specific law.
What the national portion tests
Every state exam shares this half. The questions below are the same ones a candidate in any state would see.
Financing
249 questions- A buyer wants to purchase a home but cannot qualify for a conventional loan. The seller agrees to carry the entire purch…
- During the annual escrow analysis on Priya's loan, the servicer wants to maintain an escrow cushion equal to three month…
- Before the scheduled foreclosure sale, Lena Howard pays the past-due installments, late fees, and allowed expenses so th…
- Lena Chen is buying a home for $350,000 and is making a 20% down payment. Her lender will charge 2 discount points on th…
Property Ownership
240 questions- A roofing contractor replaced shingles on a home for $18,400, but the owner refused to pay. After following the required…
- Emma owns only a life estate in a rural tract, with title to pass to her nephew at Emma's death. Without the nephew's co…
- In February 2026, title examiner Rachel noticed that a metes and bounds description ended at a different point than wher…
- In June 2026, Jared sold the oil and gas rights under his ranch to Mesa Energy but kept the surface estate. After record…
Contracts
239 questions- After a property inspection reveals minor cosmetic issues, the buyer demands $20,000 in credits. The seller refuses, and…
- A buyer wants to demonstrate serious intent when submitting an offer. What financial deposit typically accompanies the o…
- Under a traditional contract for deed, what risk does the buyer face if the seller has an existing mortgage on the prope…
- Under a contract for deed, the buyer defaults after making five years of payments. In some jurisdictions, what protectio…
Practice of Real Estate
222 questions- Trust fund money in Montana must be deposited within how many days?
- A broker uses cloud-based transaction management software to store all transaction files, including contracts, disclosur…
- A rancher in Cascade County is selling a 640-acre agricultural property that includes an irrigation water right dating f…
- Two competing brokerages agree that each will refer commercial clients to the other and neither will compete for the oth…
Real Estate Math
211 questions- A county charges $40 to record the first page of a deed and $7 for each additional page. If a deed is 3 pages long, what…
- A property sells for $300,000 with a 6% commission split equally between the listing broker and the selling broker. The …
- A buyer is purchasing a property for $450,000 with an 80% LTV loan. Buyer closing costs are $9,500, the earnest money de…
- A transfer tax is charged at $1.00 per $500 of sale price (rounded up to the nearest $500). If the property sells for $3…
Leasing & Property Management
80 questions- A written apartment lease begins on July 1 and ends on June 30 of the following year with no need for notice to terminat…
- A property management agreement authorizes the manager to spend up to $500 on emergency repairs without prior owner appr…
- A property manager deposits tenant security deposits into the manager's personal checking account and uses the funds to …
- All of the following are landlord-tenant law concepts EXCEPT
Counts are live from the Montana question bank, which mixes the national portion with Montana-specific law.
About 60% pass the Montana exam first time
Which means roughly 40 in 100 do not, and pay to sit it again. The gap is rarely knowledge — it is untimed studying meeting a timed exam. See how every state compares.
Montana practice exam questions
Is this Montana real estate practice exam free?
Yes. The practice exam on this page is free and needs no account. Each question shows the correct answer and an explanation as soon as you answer it. A free account lifts the daily limit and keeps your history.
How many questions are on the real Montana exam?
120 scored questions, with 240 minutes to answer them and 75% needed to pass. MBRR publishes the current figures in its candidate handbook.
Does the practice exam cover Montana state law?
Yes. Our Montana bank holds 302 state-portion questions alongside 1,801 national ones, and the practice exam draws from both — the same mix the real exam uses.
What score should I get before booking the Montana exam?
Aim to sit comfortably above 75% on full-length practice, not just at it. Exam-day nerves and unfamiliar wording cost most candidates a few points, so a practice average that only just clears the line usually is not enough.
Montana exam prep
A study plan built from the same outline, weighted by what the exam actually asks.
Full-length mock exam
Timed, full length, scored against the real pass mark.
Montana licence guide
Requirements, fees, schedule and how to apply.