New Jersey Real Estate Exam Prep & Study Guide
What the New Jersey exam actually asks, in the order worth studying it. The weightings below are not an estimate — they are each subject's share of the 2,318 New Jersey questions in our bank.
Questions
110
Time limit
240 min
To pass
70%
Exam fee
$38
Source: NJREC candidate handbook. Salesperson licence.
What to study first for the New Jersey exam
Ordered by how many questions sit behind each subject. Studying front to back spends the same hours on a subject worth 6% as on one worth 15%.
- 115%351 questions
Practice of Real Estate
- 212%278 questions
Contracts
- 311%266 questions
Financing
- 411%257 questions
Property Ownership
- 510%226 questions
General Principles of Agency
- 69%199 questions
Real Estate Math
- 77%151 questions
Property Disclosures
- 86%149 questions
Valuation Market Analysis
The New Jersey state portion, subject by subject
NJ-specific law is where out-of-state study material stops helping. These are the subjects our bank covers, with real questions under each.
General Principles of Agency
226 questions- Without prior permission, Quinn Brooks signs a small repair authorization on behalf of the owner. The owner later approv…
- A buyer under a buyer-representation agreement receives an earnest money refund after a failed deal. The agent deposits …
- A buyer representation agreement should specify:
- Jamie Cruz signs a listing agreement with Skyler Simmons. In the resulting sale, whose interests does the listing broker…
Property Disclosures
151 questions- A 1978 ranch home is on the market. During inspection, the buyer's environmental specialist samples the wall insulation …
- Which of the following is NOT a hidden condition?
- A Transfer Disclosure Statement (TDS) must be provided by:
- The purpose of the Closing Disclosure under TILA-RESPA is to:
Valuation Market Analysis
149 questions- In October 2026, appraiser Caleb Moore is reviewing an income statement for Oak Place. The property's NOI is $67,500, th…
- Under USPAP, what is the purpose of the Competency Rule?
- An example of functional obsolescence is:
- In August 2026, appraiser Omar Lewis is valuing a small retail strip. Potential gross income is $96,000, vacancy and col…
Land Use Controls Regulations
128 questions- A homebuyer purchases a lot in a planned community. The deed references a recorded declaration of covenants, conditions,…
- A board of adjustment is reviewing an owner's request for relief from a zoning ordinance. All of the following are commo…
- A homeowner in an HOA community wants to install solar panels on her roof. The CC&Rs do not address solar panels. The HO…
- Seeking an exemption from zoning requirements requires a:
Transfer of Property
114 questions- Under TRID rules, the lender must deliver the Closing Disclosure to the borrower at least how many business days before …
- A deed is properly recorded in the county records before a later purchaser checks title. Even if the later purchaser nev…
- At closing, the seller's existing mortgage balance of $185,000 must be paid off from the sale proceeds. On the seller's …
- An attorney examining the abstract of title discovers a gap in the chain where a deed from 1952 does not match the grant…
Agency
83 questions- Patricia is a New Jersey licensed broker-salesperson who has been working under the supervision of Principal Broker Howa…
- New Jersey salesperson Greg represents buyer Dana. Dana tells Greg in confidence that she is willing to pay up to $520,0…
- A New Jersey broker-salesperson, Kevin, holds a valid broker's license but is affiliated with Pinnacle Realty, a license…
- Under New Jersey law, when must a real estate licensee first provide the Consumer Information Statement (CIS) to a prosp…
Mandated Disclosures
23 questions- Sandra is selling her three-unit residential building in Newark, New Jersey. Her listing agent, Tom, advises her that sh…
- A developer in Middlesex County, New Jersey is registering a new timeshare development with the NJREC under PREDFDA. Whi…
- Helen is selling her six-unit apartment building in Paterson, New Jersey. Her attorney tells her she is not required to …
- Under the New Jersey Residential Property Condition Disclosure Act (N.J.S.A. 46:3C-1 et seq.), which of the following is…
Valuation
7 questions- Under the New Jersey Realty Transfer Fee Act (N.J.S.A. 46:15-5 et seq.), certain deed transfers are exempt from the Real…
- Robert, who lives in Florida, owns a rental property in Hoboken, New Jersey that he is selling for $620,000. At closing,…
- Maria and her husband Carlos are purchasing a single-family home in Princeton, New Jersey for $1,250,000. At closing, wh…
- Sandra and Tom, a married couple, are purchasing a single-family home in Short Hills, New Jersey for $980,000. Their age…
Counts are live from the New Jersey question bank, which mixes the national portion with New Jersey-specific law.
The national portion, subject by subject
Shared with every other state exam, and usually the larger half of the paper.
Practice of Real Estate
351 questions- Maria obtained her New Jersey salesperson license in 2022. Her license is due for renewal, but she has not yet completed…
- Under New Jersey Real Estate Commission regulations, which of the following is NOT a required element of a properly main…
- Under New Jersey law, refusing to rent to someone receiving housing assistance is:
- A broker uses cloud-based transaction management software to store all transaction files, including contracts, disclosur…
Contracts
278 questions- After a property inspection reveals minor cosmetic issues, the buyer demands $20,000 in credits. The seller refuses, and…
- A buyer in Parsippany, New Jersey purchased a home from a seller who was represented by a licensed NJ broker. The broker…
- A buyer wants to demonstrate serious intent when submitting an offer. What financial deposit typically accompanies the o…
- Robert is purchasing a home in Bergen County, New Jersey. At closing, the seller's attorney informs Robert that the sell…
Financing
266 questions- A buyer wants to purchase a home but cannot qualify for a conventional loan. The seller agrees to carry the entire purch…
- A New Jersey lender is considering including a power-of-sale clause in a residential mortgage document, believing it wil…
- During the annual escrow analysis on Priya's loan, the servicer wants to maintain an escrow cushion equal to three month…
- Before the scheduled foreclosure sale, Lena Howard pays the past-due installments, late fees, and allowed expenses so th…
Property Ownership
257 questions- A roofing contractor replaced shingles on a home for $18,400, but the owner refused to pay. After following the required…
- Emma owns only a life estate in a rural tract, with title to pass to her nephew at Emma's death. Without the nephew's co…
- Under New Jersey's recording act and related property law, which of the following statements about the recording system …
- In February 2026, title examiner Rachel noticed that a metes and bounds description ended at a different point than wher…
Real Estate Math
199 questions- A county charges $40 to record the first page of a deed and $7 for each additional page. If a deed is 3 pages long, what…
- A property sells for $300,000 with a 6% commission split equally between the listing broker and the selling broker. The …
- A buyer is purchasing a property for $450,000 with an 80% LTV loan. Buyer closing costs are $9,500, the earnest money de…
- A transfer tax is charged at $1.00 per $500 of sale price (rounded up to the nearest $500). If the property sells for $3…
Leasing & Property Management
80 questions- A written apartment lease begins on July 1 and ends on June 30 of the following year with no need for notice to terminat…
- A property management agreement authorizes the manager to spend up to $500 on emergency repairs without prior owner appr…
- A property manager deposits tenant security deposits into the manager's personal checking account and uses the funds to …
- All of the following are landlord-tenant law concepts EXCEPT
Counts are live from the New Jersey question bank, which mixes the national portion with New Jersey-specific law.
Studying for the New Jersey exam
How long should I study for the New Jersey real estate exam?
Most candidates need four to eight weeks alongside a job. Working every New Jersey question in our bank at a realistic 30 questions an hour is roughly 77 hours — but the useful measure is not hours, it is whether your practice scores sit above the pass mark on questions you have not seen before.
What is on the New Jersey real estate exam?
Two portions. The national portion covers principles every state shares. The NJ portion covers New Jersey law — in our bank that is General Principles of Agency, Property Disclosures, Valuation Market Analysis, Land Use Controls Regulations and more.
Which New Jersey topic should I study first?
Practice of Real Estate carries the most questions in our New Jersey bank (351, about 15% of it), so it is the highest-leverage place to start. After that, work down the list below rather than studying front to back.
Is a New Jersey exam prep course required?
Pre-licensing education is required by NJREC; exam prep is not. They are different purchases and people often conflate them — the course satisfies the legal hours, prep is practice on questions. Check the current requirement in the NJREC handbook before buying either.
New Jersey practice exam
Ten questions with explanations, free, no account.
Full-length mock exam
Timed and scored against the real pass mark.
Exam-day checklist
What to bring, what to expect, what disqualifies you.