Free New Jersey (NJ) Real Estate Practice Exam 2026
Ten questions at a time, drawn from 2,315 New Jersey salesperson questions — the NJ state portion and the national portion, the same mix the real exam uses. Every answer comes with an explanation.
Questions
110
Time limit
240 min
To pass
70%
Source: NJREC candidate handbook. Salesperson licence.
Turn a practice result into your next study session.
This short New Jersey sample helps you spot topics to review. Create an account to continue in your study dashboard. Practice scores are not a guarantee of an exam result; full-bank access depends on your plan.
- The complete New Jersey question bank, state portion included
- Full-length timed mock exams scored against the real pass mark
- Review available practice options in your dashboard
What the New Jersey state portion tests
These are the NJ-specific subjects in our bank, with the number of questions behind each one. They are what separates the New Jersey exam from every other state's.
General Principles of Agency
226 questions- Without prior permission, Quinn Brooks signs a small repair authorization on behalf of the owner. The owner later approv…
- A buyer under a buyer-representation agreement receives an earnest money refund after a failed deal. The agent deposits …
- A buyer representation agreement should specify:
- Jamie Cruz signs a listing agreement with broker Skyler Simmons. What role does Simmons's brokerage hold in the resultin…
Valuation Market Analysis
151 questions- In October 2026, appraiser Caleb Moore is reviewing an income statement for Oak Place. The property's NOI is $67,500, th…
- Under USPAP, what is the purpose of the Competency Rule?
- An example of functional obsolescence is:
- In August 2026, appraiser Omar Lewis is valuing a small retail strip. Potential gross income is $96,000, vacancy and col…
Property Disclosures
150 questions- A 1978 ranch home is on the market. During inspection, the buyer's environmental specialist samples the wall insulation …
- Which of the following is NOT a hidden condition?
- In a state that requires a written disclosure of a home's condition to the buyer, the disclosure form is filled out by:
- The purpose of the Closing Disclosure under TILA-RESPA is to:
Land Use Controls Regulations
133 questions- A homebuyer purchases a lot in a planned community. The deed references a recorded declaration of covenants, conditions,…
- A board of adjustment is reviewing an owner's request for relief from a zoning ordinance. All of the following are commo…
- A homeowner in an HOA community wants to install solar panels on her roof. The CC&Rs do not address solar panels. The HO…
- Permission to depart from a requirement of the zoning ordinance for a single parcel is obtained through a:
Transfer of Property
114 questions- Under TRID rules, the lender must deliver the Closing Disclosure to the borrower at least how many business days before …
- A deed is properly recorded in the county records before a later purchaser checks title. Even if the later purchaser nev…
- At closing, the seller's existing mortgage balance of $185,000 must be paid off from the sale proceeds. On the seller's …
- An attorney examining the abstract of title discovers a gap in the chain where a deed from 1952 does not match the grant…
Agency
83 questions- Patricia is a New Jersey licensed broker-salesperson who has been working under the supervision of Principal Broker Howa…
- New Jersey salesperson Greg represents buyer Dana. Dana tells Greg in confidence that she is willing to pay up to $520,0…
- A New Jersey broker-salesperson, Kevin, holds a valid broker's license but is affiliated with Pinnacle Realty, a license…
- Under New Jersey law, when must a real estate licensee first provide the Consumer Information Statement (CIS) to a prosp…
Mandated Disclosures
23 questions- Sandra is selling her three-unit residential building in Newark, New Jersey. Her listing agent, Tom, advises her that sh…
- A developer in Middlesex County, New Jersey is registering a new timeshare development with the NJREC under PREDFDA. Whi…
- Helen is selling her six-unit apartment building in Paterson, New Jersey. Her attorney tells her she is not required to …
- Under the New Jersey Residential Property Condition Disclosure Act (N.J.S.A. 46:3C-1 et seq.), which of the following is…
Valuation
7 questions- Under the New Jersey Realty Transfer Fee Act (N.J.S.A. 46:15-5 et seq.), certain deed transfers are exempt from the Real…
- Robert, who lives in Florida, owns a rental property in Hoboken, New Jersey that he is selling for $620,000. At closing,…
- Maria and her husband Carlos are purchasing a single-family home in Princeton, New Jersey for $1,250,000. At closing, wh…
- Sandra and Tom, a married couple, are purchasing a single-family home in Short Hills, New Jersey for $980,000. Their age…
Counts are live from the New Jersey question bank, which mixes the national portion with New Jersey-specific law.
What the national portion tests
Every state exam shares this half. The questions below are the same ones a candidate in any state would see.
Practice of Real Estate
353 questions- Maria obtained her New Jersey salesperson license in 2022. Her license is due for renewal, but she has not yet completed…
- Under New Jersey Real Estate Commission regulations, which of the following is NOT a required element of a properly main…
- Under New Jersey law, refusing to rent to someone receiving housing assistance is:
- A broker uses cloud-based transaction management software to store all transaction files, including contracts, disclosur…
Contracts
274 questions- After a property inspection reveals minor cosmetic issues, the buyer demands $20,000 in credits. The seller refuses, and…
- A buyer in Parsippany, New Jersey purchased a home from a seller who was represented by a licensed NJ broker. The broker…
- A buyer wants to demonstrate serious intent when submitting an offer. What financial deposit typically accompanies the o…
- Robert is purchasing a home in Bergen County, New Jersey. At closing, the seller's attorney informs Robert that the sell…
Financing
267 questions- A buyer wants to purchase a home but cannot qualify for a conventional loan. The seller agrees to carry the entire purch…
- A New Jersey lender is considering including a power-of-sale clause in a residential mortgage document, believing it wil…
- During the annual escrow analysis on Priya's loan, the servicer wants to maintain an escrow cushion equal to three month…
- Before the scheduled foreclosure sale, Lena Howard pays the past-due installments, late fees, and allowed expenses so th…
Property Ownership
249 questions- A roofing contractor replaced shingles on a home for $18,400, but the owner refused to pay. After following the required…
- Emma owns only a life estate in a rural tract, with title to pass to her nephew at Emma's death. Without the nephew's co…
- Under New Jersey's recording act and related property law, which of the following statements about the recording system …
- In February 2026, title examiner Rachel noticed that a metes and bounds description ended at a different point than wher…
Real Estate Math
203 questions- A county charges $40 to record the first page of a deed and $7 for each additional page. If a deed is 3 pages long, what…
- A property sells for $300,000 with a 6% commission split equally between the listing broker and the selling broker. The …
- A buyer is purchasing a property for $450,000 with an 80% LTV loan. Buyer closing costs are $9,500, the earnest money de…
- A transfer tax is charged at $1.00 per $500 of sale price (rounded up to the nearest $500). If the property sells for $3…
Leasing & Property Management
76 questions- A written apartment lease begins on July 1 and ends on June 30 of the following year with no need for notice to terminat…
- A property management agreement authorizes the manager to spend up to $500 on emergency repairs without prior owner appr…
- A property manager deposits tenant security deposits into the manager's personal checking account and uses the funds to …
- A residential tenant stops paying rent after the landlord ignores two months of written requests to repair a furnace tha…
Counts are live from the New Jersey question bank, which mixes the national portion with New Jersey-specific law.
About 48% pass the New Jersey exam first time
Which means roughly 52 in 100 do not, and pay to sit it again. The gap is rarely knowledge — it is untimed studying meeting a timed exam. See how every state compares.
New Jersey practice exam questions
Is this New Jersey real estate practice exam free?
Yes. The practice sample on this page needs no account. Each question shows the correct answer and an explanation after you answer it. Create an account to continue in the dashboard; access limits and additional features depend on your plan.
How many questions are on the real New Jersey exam?
110 scored questions, with 240 minutes to answer them and 70% needed to pass. NJREC publishes the current figures in its candidate handbook.
Does the practice exam cover New Jersey state law?
Our New Jersey bank holds 517 state-portion questions alongside 1,798 national ones. A short practice set is a sample, not a reproduction of the official exam blueprint.
Is this the same as a New Jersey real estate practice test?
Yes — practice exam, practice test and test questions all mean the same thing here. The NJ questions on this page are the same bank either way, drawn from the state portion and the national portion together.
Are there New Jersey real estate exam questions in PDF form?
Yes, as a study guide rather than a question dump: the New Jersey exam guide PDF covers the format, the passing score and what the NJ state portion tests. The questions themselves stay on this page, because each one shows why the wrong options are wrong — which a printed answer key cannot do.
How hard is the New Jersey real estate exam?
Hard enough that most candidates who fail did not run out of knowledge, they ran out of practice: you need 70% across 110 questions in 240 minutes, with no time to reason slowly. The questions are not tricky so much as specific — they test whether you know which rule applies, not whether you have heard of it.
Are New Jersey real estate flashcards better than practice questions?
They do different jobs. Flashcards drill vocabulary and figures — the things you either know or do not. Practice questions test whether you can pick the right rule when a situation could plausibly fit two of them, which is what the exam actually asks. Most candidates need both, and running out of practice questions is the more common failure.
What score should I get before booking the New Jersey exam?
Aim to sit comfortably above 70% on full-length practice, not just at it. Exam-day nerves and unfamiliar wording cost most candidates a few points, so a practice average that only just clears the line usually is not enough.
NJ cheat sheet
The rules that decide pass or fail, each with the source it came from.
New Jersey exam prep
A study plan built from the same outline, weighted by what the exam actually asks.
Full-length mock exam
Timed, full length, scored against the real pass mark.
New Jersey licence guide
Requirements, fees, schedule and how to apply.