New Jersey (NJ) Real Estate Exam Cheat Sheet 2026
NJ: 110 questions, 240 minutes, 77 of 110 correct, $38 in exam fees. Below are the 8 rules that decide pass or fail, each with its source.
The 8 rules worth memorising
Not subject knowledge — that comes from practice questions. These are the procedural rules candidates lose the exam to: how the threshold is applied, what a partial fail means, and the deadlines that void a pass.
- 1
One exam, one score, all or nothing
New Jersey does not split the exam into national and state portions the way Pennsylvania and New York do. All 110 questions are scored together and you need 77 correct. There is no partial credit to carry forward — fail and you sit all 110 again.
Source: PSI bulletin, Examination Summary Table
- 2
You cannot rebook the same day you fail
PSI needs time to process and report results. The bulletin gives the actual timeline: fail on a Wednesday, call Thursday, and you can test as early as Friday if there is a seat.
Source: PSI bulletin, Retaking a Failed Examination
- 3
Your score appears on screen immediately
The score shows at the end of the exam and a report is emailed. The diagnostic breakdown of strengths and weaknesses is only included if you fail — so if you are retaking, that failing report is your study plan.
Source: PSI bulletin, Score Reporting
- 4
Contracts and agency are a third of the exam
Contracts at 19% and agency at 13% together make up 32% of the questions — roughly 35 of 110. Property management is 3%, about three questions. Weight your studying accordingly.
Source: PSI bulletin, Content Outlines
- 5
Application and score report go in together, within a year
The license application and the completed, signed and dated PSI passing score report must be submitted simultaneously, within one year of the eligibility expiration date printed on that report.
Source: PSI bulletin, Salesperson Candidates
- 6
Cancel at least two days ahead or lose the fee
PSI must receive a cancellation at least 2 days before the exam date. For a Monday appointment, that means cancelling by the previous Saturday. Registration fees are otherwise not refundable or transferable.
Source: PSI bulletin, Canceling an Examination Appointment
- 7
No scratch paper on remote proctored exams
If you test remotely, you may not have scratch paper — which matters because real estate calculations are 7% of the exam. You also may not move out of the camera’s line of sight. Test in person if you work problems on paper.
Source: PSI bulletin, Examination Protocol
- 8
No one waits for you at the test center
Guests of any kind — drivers, children, family, friends, colleagues, instructors — may not wait in the examination center, inside the building, or on the building’s property. Arrange the ride before you go.
Source: PSI bulletin, Examination Protocol
What the New Jersey salesperson exam covers (110 questions)
Straight from the official outline. Study the top of this list first.
Contracts
19%Agency
13%Practice of real estate
12%Property ownership
10%Financing
10%Valuation
8%Appraisals and the appraisal process · When a licensed appraiser is required · Estimating value · Sales or market comparison approach · Comparative Market Analysis (CMA)
Property disclosures
7%Real estate calculations
7%Transfer of title
6%Land use controls
5%Subdivision covenants, conditions and restrictions (CC&Rs) · Condominium and owners’ association regulations and bylaws · Public and private land use controls
Property management
3%
If you fail
Call PSI the day after your attempt — not the same day — and you can often retest within two or three days. The full 110-question exam is repeated each time, with the $38 fee due again. Your 75 hours of prelicensure education do not need to be repeated.
Where these came from
- PSI Candidate Information Bulletin — New Jersey Real Estate (bulletin 1663)
- New Jersey Real Estate Commission
Figures read from the source on 2026-09-18.
Questions
Is there a New Jersey real estate exam cheat sheet PDF?
This page is the cheat sheet, and it stays on the web on purpose: every rule below cites the bulletin or commission page it came from, so you can check it against the current source. A printed PDF goes stale the moment PSI revises a figure, and most of the ones being sold do not say where their numbers came from.
What should I memorise for the NJ state portion?
The rules that decide pass or fail rather than the ones that are merely interesting: how the 70% threshold is applied, what happens if you fail one portion, and the deadlines that void a pass. Those are the 8 below. Subject knowledge comes from practice questions, not from a list.
How current is this New Jersey cheat sheet?
Every figure was read from the source on 2026-09-18, and each rule names its source below. Where NJREC has revised something since, the source link is the authority — not this page.