Updated 2026
Arizona Real Estate Exam Prep & Study Guide
What the Arizona exam actually asks, in the order worth studying it. The weightings below are not an estimate — they are each subject's share of the 3,170 Arizona questions in our bank.
Questions
140
Time limit
240 min
To pass
75%
Exam fee
$130
Fee: total for both parts — $70 general + $60 state, booked separately.
Source: ADRE candidate handbook. Salesperson licence.
What to study first for the Arizona exam
Ordered by how many questions sit behind each subject. Studying front to back spends the same hours on a subject worth 5% as on one worth 15%.
- 115%463 questions
Practice of Real Estate
- 27%226 questions
General Principles of Agency
- 37%220 questions
Agency & Required Disclosures
- 47%216 questions
Financing
- 57%207 questions
Property Ownership
- 66%206 questions
Contracts
- 76%201 questions
Real Estate Math
- 85%153 questions
Seller Property Disclosure Statement (SPDS)
The Arizona state portion, subject by subject
AZ-specific law is where out-of-state study material stops helping. These are the subjects our bank covers, with real questions under each.
General Principles of Agency
226 questions- Without prior permission, Quinn Brooks signs a small repair authorization on behalf of the owner. The owner later approv…
- A buyer under a buyer-representation agreement receives an earnest money refund after a failed deal. The agent deposits …
- A buyer representation agreement should specify:
- Jamie Cruz signs a listing agreement with Skyler Simmons. In the resulting sale, whose interests does the listing broker…
Agency & Required Disclosures
220 questions- Sarah is a buyer's agent representing first-time homebuyer Mike in Phoenix. During a showing, the listing agent mentions…
- In a Lake Havasu City transaction review, a broker gives strategic advice, pricing opinions, and negotiation recommendat…
- In a Scottsdale transaction review, sun Corridor Realty represents only the seller in a transaction and no one at the br…
- At a brokerage meeting in Queen Creek, a broker has a personal financial interest in a company that will be paid during …
Seller Property Disclosure Statement (SPDS)
153 questions- In a licensing seminar in Tucson, a broker tells a seller that delivering an affidavit under A.R.S. § 33-422 means no ot…
- Using the current Arizona SPDS, in a Surprise transaction review, a listing broker offers to answer all SPDS questions f…
- A home built in 1975 is being sold with an SPDS. All of the following environmental disclosures would typically be requi…
- At Sonoran Valley Realty in Flagstaff, a broker says § 32-2156 allows silence about any unpleasant fact that might scare…
Arizona Contracts
152 questions- In a Scottsdale real estate transaction, the buyer discovers the seller misrepresented the property's zoning status, mak…
- In an AAR Purchase Contract, the buyer's lender requires an appraisal that comes in $15,000 below the purchase price. Th…
- In Arizona real estate contracts, what is the purpose of a 'time is of the essence' clause?
- A buyer in Phoenix submits an offer with a financing contingency requiring loan approval within 21 days. On day 18, the …
Property Disclosures
151 questions- A 1978 ranch home is on the market. During inspection, the buyer's environmental specialist samples the wall insulation …
- Which of the following is NOT a hidden condition?
- A Transfer Disclosure Statement (TDS) must be provided by:
- The purpose of the Closing Disclosure under TILA-RESPA is to:
Valuation Market Analysis
149 questions- In October 2026, appraiser Caleb Moore is reviewing an income statement for Oak Place. The property's NOI is $67,500, th…
- Under USPAP, what is the purpose of the Competency Rule?
- An example of functional obsolescence is:
- In August 2026, appraiser Omar Lewis is valuing a small retail strip. Potential gross income is $96,000, vacancy and col…
Arizona Water Rights
146 questions- While reviewing a transaction in Cochise County, a broker advertises that a rural parcel has 'plenty of water forever' w…
- A water-right holder claims the right allows unlimited use just because the permit was once issued. Which answer best st…
- A rural-land buyer asks whether a glossy marketing brochure is enough to answer water-rights and water-supply questions.…
- A buyer is purchasing a 5-acre rural property in Cochise County that includes a domestic well and irrigation rights for …
Land Use Controls Regulations
128 questions- A homebuyer purchases a lot in a planned community. The deed references a recorded declaration of covenants, conditions,…
- A board of adjustment is reviewing an owner's request for relief from a zoning ordinance. All of the following are commo…
- A homeowner in an HOA community wants to install solar panels on her roof. The CC&Rs do not address solar panels. The HO…
- Seeking an exemption from zoning requirements requires a:
Transfer of Property
114 questions- Under TRID rules, the lender must deliver the Closing Disclosure to the borrower at least how many business days before …
- A deed is properly recorded in the county records before a later purchaser checks title. Even if the later purchaser nev…
- At closing, the seller's existing mortgage balance of $185,000 must be paid off from the sale proceeds. On the seller's …
- An attorney examining the abstract of title discovers a gap in the chain where a deed from 1952 does not match the grant…
Community Property & Homestead
97 questions- While reviewing a transaction in Santa Cruz County, a husband tells the wife that only he may manage community property …
- In a Nogales transaction review, a homeowner files bankruptcy and later argues the homestead amount should be recalculat…
- In a licensing seminar in Peoria, Which statement about post-petition acquisition is correct in Arizona?
- In a Tucson transaction review, Which statement about sale proceeds protection is correct in Arizona?
Subdivision Public Report
94 questions- While reviewing a transaction in Apache County, a seller is transferring five or fewer unsubdivided parcels in an uninco…
- At a brokerage meeting in Phoenix, a seller is transferring five or fewer unsubdivided parcels in an unincorporated area…
- At Sonoran Valley Realty in Surprise, a buyer asks what kind of information a public report is intended to summarize for…
- At a brokerage meeting in Yuma, In Arizona, which statement best describes A.R.S. § 33-422 affidavit basics?
Arizona Property Tax
85 questions- A property-tax estimate starts with a value base of $420,000.00, applies an assessment ratio of 8%, and then applies a t…
- For a file in Queen Creek, assume an Arizona property uses a value base of $510,000.00, an assessment ratio of 15%, and …
- During an Arizona file audit in Yuma County, a homeowner asks whether the county treasurer sets the property's value for…
- At a brokerage meeting in Peoria, a seller says the property is 'tax exempt' because an ordinary ad valorem bill is smal…
Environmental & Land Use
67 questions- In a Buckeye transaction review, Which statement about UST and septic themes is correct in Arizona?
- In a licensing seminar in Scottsdale, Which statement about planned communities and HOA restrictions is correct in Arizo…
- At a brokerage meeting in Chandler, a property's existing use predates a zoning change and the owner assumes that means …
- While reviewing a transaction in Yuma County, a buyer assumes a short seller disclosure means all environmental investig…
Counts are live from the Arizona question bank, which mixes the national portion with Arizona-specific law.
The national portion, subject by subject
Shared with every other state exam, and usually the larger half of the paper.
Practice of Real Estate
463 questions- At Red Rock Desert Properties in Queen Creek, a disabled tenant asks to make a structural accessibility change at the te…
- At Ocotillo Realty Group in Gilbert, a landlord says any small property is automatically exempt from every fair-housing …
- During an Arizona file audit in Santa Cruz County, a salesperson lets the Arizona license expire and continues negotiati…
- At Sun Corridor Realty in Queen Creek, Which statement about inactive status is correct in Arizona?
Financing
216 questions- A buyer wants to purchase a home but cannot qualify for a conventional loan. The seller agrees to carry the entire purch…
- During the annual escrow analysis on Priya's loan, the servicer wants to maintain an escrow cushion equal to three month…
- Before the scheduled foreclosure sale, Lena Howard pays the past-due installments, late fees, and allowed expenses so th…
- Lena Chen is buying a home for $350,000 and is making a 20% down payment. Her lender will charge 2 discount points on th…
Property Ownership
207 questions- A roofing contractor replaced shingles on a home for $18,400, but the owner refused to pay. After following the required…
- Emma owns only a life estate in a rural tract, with title to pass to her nephew at Emma's death. Without the nephew's co…
- In February 2026, title examiner Rachel noticed that a metes and bounds description ended at a different point than wher…
- In June 2026, Jared sold the oil and gas rights under his ranch to Mesa Energy but kept the surface estate. After record…
Contracts
206 questions- After a property inspection reveals minor cosmetic issues, the buyer demands $20,000 in credits. The seller refuses, and…
- A buyer wants to demonstrate serious intent when submitting an offer. What financial deposit typically accompanies the o…
- Under a traditional contract for deed, what risk does the buyer face if the seller has an existing mortgage on the prope…
- Under a contract for deed, the buyer defaults after making five years of payments. In some jurisdictions, what protectio…
Real Estate Math
201 questions- A county charges $40 to record the first page of a deed and $7 for each additional page. If a deed is 3 pages long, what…
- A property sells for $300,000 with a 6% commission split equally between the listing broker and the selling broker. The …
- A buyer is purchasing a property for $450,000 with an 80% LTV loan. Buyer closing costs are $9,500, the earnest money de…
- A transfer tax is charged at $1.00 per $500 of sale price (rounded up to the nearest $500). If the property sells for $3…
Leasing & Property Management
80 questions- A written apartment lease begins on July 1 and ends on June 30 of the following year with no need for notice to terminat…
- A property management agreement authorizes the manager to spend up to $500 on emergency repairs without prior owner appr…
- A property manager deposits tenant security deposits into the manager's personal checking account and uses the funds to …
- All of the following are landlord-tenant law concepts EXCEPT
Counts are live from the Arizona question bank, which mixes the national portion with Arizona-specific law.
Studying for the Arizona exam
How long should I study for the Arizona real estate exam?
Most candidates need four to eight weeks alongside a job. Working every Arizona question in our bank at a realistic 30 questions an hour is roughly 106 hours — but the useful measure is not hours, it is whether your practice scores sit above the pass mark on questions you have not seen before.
What is on the Arizona real estate exam?
Two portions. The national portion covers principles every state shares. The AZ portion covers Arizona law — in our bank that is General Principles of Agency, Agency & Required Disclosures, Seller Property Disclosure Statement (SPDS), Arizona Contracts and more.
Which Arizona topic should I study first?
Practice of Real Estate carries the most questions in our Arizona bank (463, about 15% of it), so it is the highest-leverage place to start. After that, work down the list below rather than studying front to back.
Is a Arizona exam prep course required?
Pre-licensing education is required by ADRE; exam prep is not. They are different purchases and people often conflate them — the course satisfies the legal hours, prep is practice on questions. Check the current requirement in the ADRE handbook before buying either.
Arizona practice exam
Ten questions with explanations, free, no account.
Full-length mock exam
Timed and scored against the real pass mark.
Exam-day checklist
What to bring, what to expect, what disqualifies you.