New Hampshire (NH) Real Estate Exam Prep & Study Guide
What the New Hampshire (NH) exam actually asks, in the order worth studying it. The weightings below are not an estimate — they are each subject's share of the 2,097 New Hampshire questions in our bank.
Questions
120
Time limit
240 min
To pass
70%
Exam fee
$66
Fee: $34 national + $32 state.
Source: NHREC candidate handbook. Salesperson licence.
What to study first for the New Hampshire exam
Ordered by how many questions sit behind each subject. Studying front to back spends the same hours on a subject worth 7% as on one worth 12%.
- 112%260 questions
Practice of Real Estate
- 212%243 questions
Financing
- 311%236 questions
Property Ownership
- 411%235 questions
Contracts
- 511%226 questions
General Principles of Agency
- 610%203 questions
Real Estate Math
- 77%151 questions
Valuation Market Analysis
- 87%150 questions
Property Disclosures
Turn the plan into a score
The order above tells you where to start; the dashboard tells you when you're done — per-topic accuracy over the same New Hampshire bank, a readiness score against the pass mark, and a wrong-answer book that won't let a miss stay missed.
- Every topic above, tracked with live accuracy
- New Hampshire state portion and national portion scored separately
- Free tier: 20 questions a day, no card required
The New Hampshire state portion, subject by subject
NH-specific law is where out-of-state study material stops helping. These are the subjects our bank covers, with real questions under each.
General Principles of Agency
226 questions- Without prior permission, Quinn Brooks signs a small repair authorization on behalf of the owner. The owner later approv…
- A buyer under a buyer-representation agreement receives an earnest money refund after a failed deal. The agent deposits …
- A buyer representation agreement should specify:
- Jamie Cruz signs a listing agreement with broker Skyler Simmons. What role does Simmons's brokerage hold in the resultin…
Valuation Market Analysis
151 questions- In October 2026, appraiser Caleb Moore is reviewing an income statement for Oak Place. The property's NOI is $67,500, th…
- Under USPAP, what is the purpose of the Competency Rule?
- An example of functional obsolescence is:
- In August 2026, appraiser Omar Lewis is valuing a small retail strip. Potential gross income is $96,000, vacancy and col…
Property Disclosures
150 questions- A 1978 ranch home is on the market. During inspection, the buyer's environmental specialist samples the wall insulation …
- Which of the following is NOT a hidden condition?
- In a state that requires a written disclosure of a home's condition to the buyer, the disclosure form is filled out by:
- The purpose of the Closing Disclosure under TILA-RESPA is to:
Land Use Controls Regulations
133 questions- A homebuyer purchases a lot in a planned community. The deed references a recorded declaration of covenants, conditions,…
- A board of adjustment is reviewing an owner's request for relief from a zoning ordinance. All of the following are commo…
- A homeowner in an HOA community wants to install solar panels on her roof. The CC&Rs do not address solar panels. The HO…
- Permission to depart from a requirement of the zoning ordinance for a single parcel is obtained through a:
Transfer of Property
114 questions- Under TRID rules, the lender must deliver the Closing Disclosure to the borrower at least how many business days before …
- A deed is properly recorded in the county records before a later purchaser checks title. Even if the later purchaser nev…
- At closing, the seller's existing mortgage balance of $185,000 must be paid off from the sale proceeds. On the seller's …
- An attorney examining the abstract of title discovers a gap in the chain where a deed from 1952 does not match the grant…
Agency
46 questions- A prospective buyer walks into a real estate office in Manchester, NH, and begins discussing her interest in purchasing …
- New Hampshire licensee Diane is a seller's agent for a property in Meredith. During a showing, the buyer — who has no ag…
- Under the doctrine of respondeat superior, a NH broker is:
- During an open house in Portsmouth, NH, an unrepresented visitor named Greg asks the listing agent, Susan, detailed ques…
Mandated Disclosures
10 questions- Sarah is selling her home in Concord, NH. The property relies on a private well for drinking water and an on-site septic…
- Tom owns a lakefront cottage on Lake Winnipesaukee in New Hampshire. He is listing the property for sale. His listing ag…
- Under the New Hampshire Residential Property Disclosure Act, which document must a seller of residential property comple…
- Linda is selling her home in Nashua, NH. During the listing process, her agent discovers that a portion of the backyard …
Valuation
10 questions- Under New Hampshire's Real Estate Transfer Tax (RSA Chapter 78-B), all of the following transactions are generally subje…
- In New Hampshire, property taxes are assessed and collected at which level of government?
- Margaret owns a 50-acre forested parcel in a rural New Hampshire town. The parcel is enrolled in the Current Use Taxatio…
- A New Hampshire licensee is listing a 75-acre parcel that has been in the Current Use program for 15 years. The seller i…
Counts are live from the New Hampshire question bank, which mixes the national portion with New Hampshire-specific law.
The national portion, subject by subject
Shared with every other state exam, and usually the larger half of the paper.
Practice of Real Estate
260 questions- Lisa is a licensed salesperson in Massachusetts and wants to obtain a New Hampshire real estate license without completi…
- NH Real Estate Commission can:
- A broker uses cloud-based transaction management software to store all transaction files, including contracts, disclosur…
- A developer in Bedford, NH is marketing a new 55-and-older community and wants to restrict sales to buyers aged 55 or ol…
Financing
243 questions- A buyer wants to purchase a home but cannot qualify for a conventional loan. The seller agrees to carry the entire purch…
- During the annual escrow analysis on Priya's loan, the servicer wants to maintain an escrow cushion equal to three month…
- Before the scheduled foreclosure sale, Lena Howard pays the past-due installments, late fees, and allowed expenses so th…
- Lena Chen is buying a home for $350,000 and is making a 20% down payment. Her lender will charge 2 discount points on th…
Property Ownership
236 questions- A roofing contractor replaced shingles on a home for $18,400, but the owner refused to pay. After following the required…
- Emma owns only a life estate in a rural tract, with title to pass to her nephew at Emma's death. Without the nephew's co…
- In February 2026, title examiner Rachel noticed that a metes and bounds description ended at a different point than wher…
- In June 2026, Jared sold the oil and gas rights under his ranch to Mesa Energy but kept the surface estate. After record…
Contracts
235 questions- After a property inspection reveals minor cosmetic issues, the buyer demands $20,000 in credits. The seller refuses, and…
- A buyer wants to demonstrate serious intent when submitting an offer. What financial deposit typically accompanies the o…
- Under a traditional contract for deed, what risk does the buyer face if the seller has an existing mortgage on the prope…
- A buyer and seller in New Hampshire have entered into a fully executed purchase and sales agreement. Several contingenci…
Real Estate Math
203 questions- A county charges $40 to record the first page of a deed and $7 for each additional page. If a deed is 3 pages long, what…
- A property sells for $300,000 with a 6% commission split equally between the listing broker and the selling broker. The …
- A buyer is purchasing a property for $450,000 with an 80% LTV loan. Buyer closing costs are $9,500, the earnest money de…
- A transfer tax is charged at $1.00 per $500 of sale price (rounded up to the nearest $500). If the property sells for $3…
Leasing & Property Management
76 questions- A written apartment lease begins on July 1 and ends on June 30 of the following year with no need for notice to terminat…
- A property management agreement authorizes the manager to spend up to $500 on emergency repairs without prior owner appr…
- A property manager deposits tenant security deposits into the manager's personal checking account and uses the funds to …
- A residential tenant stops paying rent after the landlord ignores two months of written requests to repair a furnace tha…
Counts are live from the New Hampshire question bank, which mixes the national portion with New Hampshire-specific law.
Studying for the New Hampshire exam
How long should I study for the New Hampshire real estate exam?
Most candidates need four to eight weeks alongside a job. Working every New Hampshire question in our bank at a realistic 30 questions an hour is roughly 70 hours — but the useful measure is not hours, it is whether your practice scores sit above the pass mark on questions you have not seen before.
What is on the New Hampshire real estate exam?
Two portions. The national portion covers principles every state shares. The NH portion covers New Hampshire law — in our bank that is General Principles of Agency, Valuation Market Analysis, Property Disclosures, Land Use Controls Regulations and more.
Which New Hampshire topic should I study first?
Practice of Real Estate carries the most questions in our New Hampshire bank (260, about 12% of it), so it is the highest-leverage place to start. After that, work down the list below rather than studying front to back.
Is a New Hampshire exam prep course required?
Pre-licensing education is required by NHREC; exam prep is not. They are different purchases and people often conflate them — the course satisfies the legal hours, prep is practice on questions. Check the current requirement in the NHREC handbook before buying either.
Is New Hampshire real estate exam preparation different from a study guide?
Not in practice — exam prep, exam preparation and study guide all describe the same work: knowing what the NH exam weights heavily and practising those subjects until the wording stops surprising you. What matters is whether the material is ordered by how much of the exam each subject accounts for, which is how this page is laid out.
How many questions should I practise before the New Hampshire exam?
More than most people do. Candidates who pass tend to have worked through several hundred questions with explanations, not a few dozen; the difference shows up as recognising a rule quickly rather than reasoning it out under time pressure. Our own data says the same thing — the people who fail are almost never the people who practised a lot.
New Hampshire practice exam
Ten questions with explanations, free, no account.
Full-length mock exam
Timed and scored against the real pass mark.
Exam-day checklist
What to bring, what to expect, what disqualifies you.
