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Practice Of Real EstateFair HousingHARD

A developer in Bedford, NH is marketing a new 55-and-older community and wants to restrict sales to buyers aged 55 or older. A 45-year-old buyer is denied purchase and claims age discrimination under RSA 354-A. Which of the following best describes the legal outcome?

Correct Answer

A) The restriction is lawful if the community qualifies under the federal Housing for Older Persons Act (HOPA) exemption

The federal Housing for Older Persons Act (HOPA) provides a specific exemption to fair housing age discrimination rules for qualifying senior housing communities. To qualify, at least 80% of occupied units must have one resident aged 55 or older, the community must publish and follow policies demonstrating intent to be 55+ housing, and it must comply with HUD regulations for age verification. When a community qualifies under HOPA, the age restriction is lawful under both federal and NH law, and the 45-year-old buyer's claim would not succeed.

Answer Options
A
The restriction is lawful if the community qualifies under the federal Housing for Older Persons Act (HOPA) exemption
B
The developer must obtain a waiver from the NH Human Rights Commission before enforcing the age restriction
C
The restriction is unlawful because NH does not recognize the HOPA exemption for age-restricted communities
D
The developer violates RSA 354-A because age is a protected class and the restriction excludes the 45-year-old buyer

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Related Topics & Key Terms

Key Terms:

state_protected_classesage_discriminationhopa_exemptionsenior_housing

Related Concepts

License requirements are the mandatory qualifications—including pre-licensing education, examination, and background checks—that a person must satisfy before legally practicing real estate. These requirements are established and enforced by each state's real estate commission.

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