P&C · 63 knowledge points
Property & Casualty Exam Study Notes
The national P&C outline, one five-minute read per knowledge point — key rules with why the exam cares, numbers to memorize, and the traps that cost points. Prefer watching? 20 of these have interactive video lessons.
Property Policies
Homeowners Forms and the A Through F Structure5 min read VideoHomeowners Endorsements That Close Coverage Gaps6 min read VideoDwelling Fire Forms DP-1 Through DP-35 min read VideoFlood, Earthquake, and Residual Market Programs6 min read VideoCommercial Property: CP 00 10 and Causes of Loss6 min read VideoBusiness Income, Extra Expense, and Builders Risk6 min read VideoBOP, Condominium Forms, and Inland Marine Floaters6 min read Video
Property Terms & Concepts
Risk Fundamentals: Perils, Hazards, and Insurability5 min readValuation Methods from ACV to Stated Amount6 min read VideoCoinsurance Math, Blanket Limits, and Reporting Forms6 min read VideoDeductibles, Sublimits, and Additional Coverages5 min readCausation Doctrines, Triggers, and Vacancy Rules6 min readBusiness Income Concepts and Time Element Options6 min readClaims Conditions, Subrogation, and Market Mechanics6 min read
Property Provisions & Contract Law
Contract Formation and Insurable Interest5 min read VideoRepresentations, Warranties, and Rescission5 min readInterpreting the Policy: Ambiguity and Burdens6 min readAgency Authority, Certificates, and Estoppel Limits5 min readPost-Loss Duties, Appraisal, and Bad Faith6 min readSubrogation Equities: Made-Whole to Anti-Subrogation6 min readAssignments, Loss Payees, and Mortgagee Rights6 min read
Casualty Types & Bonds
Personal Auto Policy Structure and Endorsements6 min read VideoCommercial Auto: BAP, Garage, and Trucking Forms5 min read VideoCGL, Umbrella, and Excess Liability6 min read VideoProfessional, Management, and Cyber Liability6 min read VideoWorkers Compensation Coverage and Experience Rating5 min readCommercial Crime and Fidelity Coverage5 min readSurety Bonds: Contract, Commercial, and Federal6 min read
Casualty Terms & Concepts
Negligence Elements, Standards of Care, and Proof5 min read VideoCausation and Scope of Liability5 min read VideoNegligence Defenses and Comparative Fault5 min readMultiple Tortfeasors, Settlements, and Damages Limits6 min readIntentional and Dignitary Torts5 min readPremises, Vicarious, and Employer Liability6 min readStrict Liability, Products, and Warranties6 min read
Casualty Provisions
CGL Definitions That Drive Coverage5 min read VideoInsureds, Limits, and the Claims-Made Form5 min read VideoCoverage A Exclusions From Intent to War5 min readBusiness Risk Exclusions and Carve-Backs5 min readCoverage B Offenses and Coverage C Med Pay5 min readEndorsements That Reshape the CGL6 min readConditions, Defense Duties, and Bad Faith6 min read
Federal Regulation
McCarran-Ferguson and the State-Federal Balance5 min read VideoNAIC Model Laws, Accreditation, and Solvency Oversight5 min read VideoFederal Programs: TRIA, NFIP, and the NRRA5 min readFederal Crimes, Fraud, and Sanctions Compliance6 min readFCRA and FACTA in Insurance Underwriting5 min readPrivacy Rules: GLBA, HIPAA, and HITECH6 min readERISA: Preemption, Fiduciaries, and Remedies6 min read
Marine
Marine Insurance Foundations and the MIA 19065 min readOcean Cargo: Institute Clauses, FPA, and War Risks6 min readHull Coverage: RDC, Inchmaree, and Total Losses6 min readGeneral Average, Salvage, and Sue and Labor5 min readP&I, Maritime Liability Statutes, and Pollution6 min readCarrier Liability: COGSA, Hague-Visby, and Charters6 min readInland Marine Floaters and Transit Coverage5 min read
Specialty Lines
Aviation Insurance: Hull, Liability, and Pilot Warranties5 min readCyber First-Party Coverages and Ransomware5 min readCyber Liability, Crime, and Social Engineering5 min readManagement Liability: D&O, EPLI, and E&O6 min readBuilders Risk, Equipment Breakdown, and Construction6 min readReinsurance, Captives, and Surplus Lines6 min readCrop, K&R, Events, and Niche Specialty Products5 min read