Arkansas Real Estate Exam Prep & Study Guide
What the Arkansas exam actually asks, in the order worth studying it. The weightings below are not an estimate — they are each subject's share of the 2,101 Arkansas questions in our bank.
Questions
110
Time limit
240 min
To pass
70%
Exam fee
$75
Fee: $75 for both components scheduled together; $75 per component separately.
Source: AREC candidate handbook. Salesperson licence.
What to study first for the Arkansas exam
Ordered by how many questions sit behind each subject. Studying front to back spends the same hours on a subject worth 7% as on one worth 12%.
- 112%244 questions
Financing
- 212%244 questions
Contracts
- 312%242 questions
Practice of Real Estate
- 411%234 questions
Property Ownership
- 511%226 questions
General Principles of Agency
- 610%205 questions
Real Estate Math
- 77%151 questions
Property Disclosures
- 87%149 questions
Valuation Market Analysis
The Arkansas state portion, subject by subject
AR-specific law is where out-of-state study material stops helping. These are the subjects our bank covers, with real questions under each.
General Principles of Agency
226 questions- Without prior permission, Quinn Brooks signs a small repair authorization on behalf of the owner. The owner later approv…
- A buyer under a buyer-representation agreement receives an earnest money refund after a failed deal. The agent deposits …
- A buyer representation agreement should specify:
- Jamie Cruz signs a listing agreement with Skyler Simmons. In the resulting sale, whose interests does the listing broker…
Property Disclosures
151 questions- A 1978 ranch home is on the market. During inspection, the buyer's environmental specialist samples the wall insulation …
- Which of the following is NOT a hidden condition?
- A Transfer Disclosure Statement (TDS) must be provided by:
- The purpose of the Closing Disclosure under TILA-RESPA is to:
Valuation Market Analysis
149 questions- In October 2026, appraiser Caleb Moore is reviewing an income statement for Oak Place. The property's NOI is $67,500, th…
- Under USPAP, what is the purpose of the Competency Rule?
- An example of functional obsolescence is:
- In August 2026, appraiser Omar Lewis is valuing a small retail strip. Potential gross income is $96,000, vacancy and col…
Land Use Controls Regulations
128 questions- A homebuyer purchases a lot in a planned community. The deed references a recorded declaration of covenants, conditions,…
- A board of adjustment is reviewing an owner's request for relief from a zoning ordinance. All of the following are commo…
- A homeowner in an HOA community wants to install solar panels on her roof. The CC&Rs do not address solar panels. The HO…
- Seeking an exemption from zoning requirements requires a:
Transfer of Property
114 questions- Under TRID rules, the lender must deliver the Closing Disclosure to the borrower at least how many business days before …
- A deed is properly recorded in the county records before a later purchaser checks title. Even if the later purchaser nev…
- At closing, the seller's existing mortgage balance of $185,000 must be paid off from the sale proceeds. On the seller's …
- An attorney examining the abstract of title discovers a gap in the chain where a deed from 1952 does not match the grant…
Agency
51 questions- Arkansas agent Paula has a listing agreement with seller Bob for a Hot Springs property. Another agent, Carlos, from a d…
- Sarah is a licensed Arkansas real estate agent working for Pinnacle Realty. She meets a potential seller, Mr. Davis, at …
- Under Arkansas agency law, which of the following most accurately distinguishes a broker-associate from a designated bro…
- Marcus has held an Arkansas real estate agent license for four years and recently completed all broker-level education a…
Valuation
14 questions- The sales comparison approach to appraisal is most commonly used for which type of property?
- Which four tests must a use satisfy to qualify as the highest and best use of a property?
- A county assessor in Arkansas appraises a residential property at a true market value of $250,000. Which of the followin…
- A licensed Arkansas real estate agent is helping a buyer named Marcus compare two properties. Property A has a true mark…
Transfer of Title
8 questions- Which type of deed provides a buyer with the greatest protection against title defects, including those arising before t…
- Arkansas property taxes are:
- In Arkansas, with which office are real estate deeds and other property documents officially recorded?
- Arkansas real estate transfer tax is:
Mandated Disclosures
7 questions- Which statement best describes termite disclosure requirements in Arkansas real estate transactions?
- Under Arkansas law, what is a seller's obligation when a property was previously used as a methamphetamine production si…
- Federal law requires sellers to disclose known lead-based paint hazards in residential properties built before which yea…
- In Arkansas, when a rural property is served by a septic system rather than public sewer, the seller must:
Counts are live from the Arkansas question bank, which mixes the national portion with Arkansas-specific law.
The national portion, subject by subject
Shared with every other state exam, and usually the larger half of the paper.
Financing
244 questions- A buyer wants to purchase a home but cannot qualify for a conventional loan. The seller agrees to carry the entire purch…
- During the annual escrow analysis on Priya's loan, the servicer wants to maintain an escrow cushion equal to three month…
- Before the scheduled foreclosure sale, Lena Howard pays the past-due installments, late fees, and allowed expenses so th…
- Lena Chen is buying a home for $350,000 and is making a 20% down payment. Her lender will charge 2 discount points on th…
Contracts
244 questions- After a property inspection reveals minor cosmetic issues, the buyer demands $20,000 in credits. The seller refuses, and…
- A buyer wants to demonstrate serious intent when submitting an offer. What financial deposit typically accompanies the o…
- In a real estate contract, liquidated damages refers to damages that are:
- Under a traditional contract for deed, what risk does the buyer face if the seller has an existing mortgage on the prope…
Practice of Real Estate
242 questions- A real estate broker in Hot Springs, Arkansas is reviewing her office's fair housing training materials. She wants to up…
- A broker uses cloud-based transaction management software to store all transaction files, including contracts, disclosur…
- Two competing brokerages agree that each will refer commercial clients to the other and neither will compete for the oth…
- A landlord refuses to rent to a family with children, claiming the property is 'adults only.' This is legal ONLY if:
Property Ownership
234 questions- A roofing contractor replaced shingles on a home for $18,400, but the owner refused to pay. After following the required…
- Emma owns only a life estate in a rural tract, with title to pass to her nephew at Emma's death. Without the nephew's co…
- Under Arkansas law, which of the following is NOT a characteristic of a valid joint tenancy with right of survivorship?
- In February 2026, title examiner Rachel noticed that a metes and bounds description ended at a different point than wher…
Real Estate Math
205 questions- A county charges $40 to record the first page of a deed and $7 for each additional page. If a deed is 3 pages long, what…
- A property sells for $300,000 with a 6% commission split equally between the listing broker and the selling broker. The …
- A buyer is purchasing a property for $450,000 with an 80% LTV loan. Buyer closing costs are $9,500, the earnest money de…
- A transfer tax is charged at $1.00 per $500 of sale price (rounded up to the nearest $500). If the property sells for $3…
Leasing & Property Management
80 questions- A written apartment lease begins on July 1 and ends on June 30 of the following year with no need for notice to terminat…
- A property management agreement authorizes the manager to spend up to $500 on emergency repairs without prior owner appr…
- A property manager deposits tenant security deposits into the manager's personal checking account and uses the funds to …
- All of the following are landlord-tenant law concepts EXCEPT
Counts are live from the Arkansas question bank, which mixes the national portion with Arkansas-specific law.
Studying for the Arkansas exam
How long should I study for the Arkansas real estate exam?
Most candidates need four to eight weeks alongside a job. Working every Arkansas question in our bank at a realistic 30 questions an hour is roughly 70 hours — but the useful measure is not hours, it is whether your practice scores sit above the pass mark on questions you have not seen before.
What is on the Arkansas real estate exam?
Two portions. The national portion covers principles every state shares. The AR portion covers Arkansas law — in our bank that is General Principles of Agency, Property Disclosures, Valuation Market Analysis, Land Use Controls Regulations and more.
Which Arkansas topic should I study first?
Financing carries the most questions in our Arkansas bank (244, about 12% of it), so it is the highest-leverage place to start. After that, work down the list below rather than studying front to back.
Is a Arkansas exam prep course required?
Pre-licensing education is required by AREC; exam prep is not. They are different purchases and people often conflate them — the course satisfies the legal hours, prep is practice on questions. Check the current requirement in the AREC handbook before buying either.
Arkansas practice exam
Ten questions with explanations, free, no account.
Full-length mock exam
Timed and scored against the real pass mark.
Exam-day checklist
What to bring, what to expect, what disqualifies you.