Closing costs by state
Closing costs in Nevada
Closing costs in Nevada run about 2% to 5% of the price for a buyer, made of lender fees, title and settlement, recording, prepaid interest and escrow reserves; on a $400,000 home the worked example below comes to $10,055. Nevada charges a state transfer tax of $1.95 per $500 of value (real property transfer tax, NRS 375.020, statewide base), about 0.39% of the price, and the seller customarily pays it. Clark County (Las Vegas) adds $0.60 per $500, for $2.55 per $500 (0.51%); Washoe (Reno) and Churchill counties add $0.10 per $500 (0.41%).
Last verified ·Sources:tax.nv.gov·tax.nv.gov
The rules
What Nevada does differently
- State transfer tax
- $1.95 per $500 of value (real property transfer tax, NRS 375.020, statewide base) (about 0.39% of the price at $400,000).
- Who pays it
- Seller, by custom.
- County and city add-ons
- Clark County (Las Vegas) adds $0.60 per $500, for $2.55 per $500 (0.51%); Washoe (Reno) and Churchill counties add $0.10 per $500 (0.41%).
- Attorney at closing
- Nevada does not require an attorney at closing; a title or escrow company usually conducts it, and an attorney is optional.
- Owner’s title policy
- The seller customarily pays for the owner’s title insurance policy in Nevada; the buyer pays for the lender’s policy.
- Notes
- On a $400,000 sale: $1,560 at the statewide base, $2,040 in Clark County. The statute makes buyer and seller jointly liable; by custom the seller pays. Nevada is an escrow-closing state.
- tax.nv.gov — “For all counties, the rate is $1.95 for every $500 of the property's value or any fraction thereof, as long as the value is over $100.”
- tax.nv.gov — “Washoe and Churchill Counties: An additional $0.10 is added to the base rate. Clark County: An additional $0.60 is added to the base rate.”
Worked example
A $400,000 home in Nevada, 20% down
Loan of $320,000 at 6.5%, closing on the 15th. Lender, title and recording figures are typical line items used for illustration, the same on every state page; the transfer tax and the owner’s policy side follow Nevada’s rules above. Not a quote: the calculator takes your own figures.
Buyer pays
| Loan origination, 1% of the loan | $3,200 |
| Appraisal | $550 |
| Title and settlement services | $1,800 |
| Lender’s title policy | $900 |
| Recording | $150 |
| Prepaid interest, 15 days at 6.5% | $855 |
| Escrow reserve, 3 months of tax at 1.1% | $1,100 |
| First year of homeowners insurance | $1,500 |
| Total (2.514% of price) | $10,055 |
Seller pays
| Commission, 5% | $20,000 |
| Title and escrow fees | $2,000 |
| Owner’s title policy (estimate) | $1,500 |
| Prorated property tax | $1,500 |
| Transfer tax, seller’s share (0.39%) | $1,560 |
| Total | $26,560 |
Questions
What people ask about Nevada
- Who pays the transfer tax in Nevada?
- Nevada charges a state transfer tax of $1.95 per $500 of value (real property transfer tax, NRS 375.020, statewide base), about 0.39% of the price, and the seller customarily pays it. Clark County (Las Vegas) adds $0.60 per $500, for $2.55 per $500 (0.51%); Washoe (Reno) and Churchill counties add $0.10 per $500 (0.41%).
- Do you need an attorney to close on a house in Nevada?
- Nevada does not require an attorney at closing; a title or escrow company usually conducts it, and an attorney is optional.
- Who pays for the owner’s title policy in Nevada?
- The seller customarily pays for the owner’s title insurance policy in Nevada; the buyer pays for the lender’s policy.
- How much are seller closing costs in Nevada?
- On a $400,000 sale with a 5% commission, the worked example on this page comes to $26,560 for the seller, including $1,560 of transfer tax, before the mortgage payoff and any concessions or repairs. The seller net sheet calculator shows the walk-away figure.
Last reviewed September 8, 2026 by the EstatePass editorial team. Formulas and program limits are checked against the published rules; figures on this page are arithmetic, not market statistics.
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