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Rental Yield Calculator
Analyze rental property investments with comprehensive yield metrics. Calculate gross yield, net yield, cap rate, cash-on-cash return, and monthly cash flow.
Property Details
Purchase and investment costs
Rental Income
Monthly rental and other income
Operating Expenses
Annual costs (taxes, insurance per year)
Key Investment Metrics
Gross Yield
8.23%
Net Yield (Cap Rate)
0.48%
Cash-on-Cash Return
-18.82%
Monthly Cash Flow
-$1,607
1% Rule (Rent/Price)0.69%
DSCR (Debt Service Coverage)0.08x
Expense Ratio93.89%
Annual Income & Expenses
INCOME
Gross Rental Income$28,800
Less: Vacancy (5%)-$1,440
Effective Gross Income$27,360
OPERATING EXPENSES
Property Tax$4,200
Insurance$1,800
Property Management$2,189
Maintenance & Repairs$17,500
Total Operating Expenses$25,689
Net Operating Income (NOI)$1,671
Less: Mortgage Payments-$20,957
Annual Cash Flow-$19,286
Investment Summary
Purchase Price$350,000
Down Payment (25%)$87,500
Loan Amount$262,500
Closing + Renovation$15,000
Total Cash Invested$102,500
Monthly Mortgage Payment$1,746
Understanding Rental Yields
Key metrics every real estate investor should know
Investment Analysis Tips
- 1.Use conservative rent estimates (verify with comps)
- 2.Budget 5-10% for vacancy, even in hot markets
- 3.Include property management even if self-managing
- 4.Maintenance costs are often underestimated
- 5.Factor in capital expenditures (roof, HVAC, etc.)
- 6.Consider appreciation potential beyond cash flow
- 7.Compare multiple properties before deciding
- 8.Get professional inspection before purchase
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