Updated 2026
Texas Real Estate Exam Prep & Study Guide
What the Texas exam actually asks, in the order worth studying it. The weightings below are not an estimate — they are each subject's share of the 3,397 Texas questions in our bank.
Questions
125
Time limit
240 min
To pass
70%
Exam fee
$43
Source: TREC candidate handbook. Salesperson licence.
What to study first for the Texas exam
Ordered by how many questions sit behind each subject. Studying front to back spends the same hours on a subject worth 6% as on one worth 10%.
- 110%350 questions
Promulgated Contract Forms
- 210%350 questions
TRELA & TREC Rules
- 37%226 questions
General Principles of Agency
- 47%225 questions
Financing
- 56%216 questions
Property Ownership
- 66%215 questions
Contracts
- 76%203 questions
Real Estate Math
- 86%200 questions
Property Code Disclosures
The Texas state portion, subject by subject
TX-specific law is where out-of-state study material stops helping. These are the subjects our bank covers, with real questions under each.
Promulgated Contract Forms
350 questions- Under the TREC Addendum for Property Subject to Mandatory Membership in a Property Owners Association, the buyer has the…
- Under the TREC Farm and Ranch Contract, which of the following items can be included in the sale of a ranch property?
- Under the TREC contract, the buyer wants to assign the contract to another buyer (their LLC). The original contract does…
- Under the TREC contract, if the buyer wants to take possession before closing, what TREC form should be used?
TRELA & TREC Rules
350 questions- Under TREC rules, a license holder wants to advertise their services using a vehicle wrap on their personal car. Under T…
- Under TREC rules, a license holder creates an automated social media bot that posts property listings on multiple platfo…
- Under TREC rules, what must a broker do when hiring a new sales agent to join the brokerage?
- Under TREC rules, a newly licensed broker is setting up a brokerage. Before the broker can accept earnest money from cli…
General Principles of Agency
226 questions- Without prior permission, Quinn Brooks signs a small repair authorization on behalf of the owner. The owner later approv…
- A buyer under a buyer-representation agreement receives an earnest money refund after a failed deal. The agent deposits …
- A buyer representation agreement should specify:
- Jamie Cruz signs a listing agreement with Skyler Simmons. In the resulting sale, whose interests does the listing broker…
Property Code Disclosures
200 questions- Under Texas and federal law, a seller who renovates a pre-1978 home before sale must comply with the EPA's Renovation, R…
- Buyer Torres receives the Seller's Disclosure Notice 5 days after executing the purchase contract. The disclosure reveal…
- In Texas, what does the term 'executive rights' mean in the context of mineral ownership?
- Under NFIP rules, what is the maximum building coverage available for a single-family residential property? Texas licens…
Texas Agency Law
200 questions- Under Texas law, when a buyer signs a written buyer representation agreement with a broker, the buyer becomes the broker…
- Sales agent Brooks has an exclusive buyer representation agreement with Buyer Kim. The agreement specifies that Brooks w…
- Sales agent Morgan is appointed to represent Buyer Adams in an intermediary transaction. During the option period, Adams…
- Sales agent Foster is the buyer's agent in a transaction. The home inspection reveals that the HVAC system is 20 years o…
Texas-Specific Financing
180 questions- A Texas homeowner obtained a home equity loan that closed at the borrower's real estate agent's office. Later, the borro…
- Daniel, a Texas license holder, is assisting a veteran buyer with a VA loan. The seller has agreed to pay 4% of the purc…
- A Texas veteran applies for a land loan through the Texas Veterans Land Board (VLB). The VLB program offers financing fo…
- A lender in Texas includes a prepayment penalty clause in a home equity loan agreement on a borrower's homestead. The bo…
Property Disclosures
151 questions- A 1978 ranch home is on the market. During inspection, the buyer's environmental specialist samples the wall insulation …
- Which of the following is NOT a hidden condition?
- A Transfer Disclosure Statement (TDS) must be provided by:
- The purpose of the Closing Disclosure under TILA-RESPA is to:
Valuation Market Analysis
149 questions- In October 2026, appraiser Caleb Moore is reviewing an income statement for Oak Place. The property's NOI is $67,500, th…
- Under USPAP, what is the purpose of the Competency Rule?
- An example of functional obsolescence is:
- In August 2026, appraiser Omar Lewis is valuing a small retail strip. Potential gross income is $96,000, vacancy and col…
Land Use Controls Regulations
128 questions- A homebuyer purchases a lot in a planned community. The deed references a recorded declaration of covenants, conditions,…
- A board of adjustment is reviewing an owner's request for relief from a zoning ordinance. All of the following are commo…
- A homeowner in an HOA community wants to install solar panels on her roof. The CC&Rs do not address solar panels. The HO…
- Seeking an exemption from zoning requirements requires a:
Transfer of Property
114 questions- Under TRID rules, the lender must deliver the Closing Disclosure to the borrower at least how many business days before …
- A deed is properly recorded in the county records before a later purchaser checks title. Even if the later purchaser nev…
- At closing, the seller's existing mortgage balance of $185,000 must be paid off from the sale proceeds. On the seller's …
- An attorney examining the abstract of title discovers a gap in the chain where a deed from 1952 does not match the grant…
Fair Housing & the DTPA
75 questions- A Texas homeowner who owns three single-family homes sells one of them without using a real estate license holder or dis…
- A Texas commercial building owner converts a warehouse into a mixed-use property with 8 residential loft apartments and …
- Before filing a DTPA lawsuit against a home seller in Texas, a buyer's attorney must comply with a specific pre-suit req…
- A landlord in Houston refuses to rent an apartment to a family because they have two children under the age of 10. The t…
Community Property Homestead
75 questions- A license holder is working with a married buyer who wants to purchase an investment property using only funds from a pr…
- Under the Texas Family Code, what is the legal term for a written agreement between spouses that converts community prop…
- A Texas homeowner dies, leaving a surviving spouse and two minor children. The homestead property has a remaining mortga…
- A married couple in Texas wants to convert the husband's separate property investment condo into community property. Und…
Texas Property Tax
50 questions- A Texas homeowner claims the $100,000 school homestead exemption. The school rate is $1.40/100. How much does the exempt…
- A homestead was appraised at $320,000 last year. This year, the market value is $380,000. Under the Texas 10% homestead …
- A Texas license holder is working with a buyer purchasing a home with delinquent property taxes. At closing, how are del…
- A Texas homeowner disagrees with the Appraisal Review Board's decision on her property value protest. What legal recours…
Valuation
5 questions- A capitalization rate of 8% on a property with $40,000 NOI indicates a value of:
- When appraising Texas properties, the cost approach is most appropriate for:
- In Texas, a comparative market analysis (CMA) can be prepared by:
- The sales comparison approach adjusts for differences by:
Land Use Controls & Regulations
5 questions- In Texas, a deed restriction can be enforced by:
- Texas groundwater rights follow the rule of:
- A Texas property owner believes a neighbor has violated a deed restriction. Who may enforce the restriction under Texas …
- In Texas, water rights for surface water are based on:
Counts are live from the Texas question bank, which mixes the national portion with Texas-specific law.
The national portion, subject by subject
Shared with every other state exam, and usually the larger half of the paper.
Financing
225 questions- A buyer wants to purchase a home but cannot qualify for a conventional loan. The seller agrees to carry the entire purch…
- During the annual escrow analysis on Priya's loan, the servicer wants to maintain an escrow cushion equal to three month…
- Before the scheduled foreclosure sale, Lena Howard pays the past-due installments, late fees, and allowed expenses so th…
- Lena Chen is buying a home for $350,000 and is making a 20% down payment. Her lender will charge 2 discount points on th…
Property Ownership
216 questions- A roofing contractor replaced shingles on a home for $18,400, but the owner refused to pay. After following the required…
- Emma owns only a life estate in a rural tract, with title to pass to her nephew at Emma's death. Without the nephew's co…
- In February 2026, title examiner Rachel noticed that a metes and bounds description ended at a different point than wher…
- In June 2026, Jared sold the oil and gas rights under his ranch to Mesa Energy but kept the surface estate. After record…
Contracts
215 questions- After a property inspection reveals minor cosmetic issues, the buyer demands $20,000 in credits. The seller refuses, and…
- A buyer wants to demonstrate serious intent when submitting an offer. What financial deposit typically accompanies the o…
- Under a traditional contract for deed, what risk does the buyer face if the seller has an existing mortgage on the prope…
- Under a contract for deed, the buyer defaults after making five years of payments. In some jurisdictions, what protectio…
Real Estate Math
203 questions- A county charges $40 to record the first page of a deed and $7 for each additional page. If a deed is 3 pages long, what…
- A property sells for $300,000 with a 6% commission split equally between the listing broker and the selling broker. The …
- A buyer is purchasing a property for $450,000 with an 80% LTV loan. Buyer closing costs are $9,500, the earnest money de…
- A transfer tax is charged at $1.00 per $500 of sale price (rounded up to the nearest $500). If the property sells for $3…
Practice of Real Estate
162 questions- In Texas, a landlord must return a security deposit within how many days after the tenant moves out?
- A broker uses cloud-based transaction management software to store all transaction files, including contracts, disclosur…
- Two competing brokerages agree that each will refer commercial clients to the other and neither will compete for the oth…
- A landlord refuses to rent to a family with children, claiming the property is 'adults only.' This is legal ONLY if:
Leasing & Property Management
80 questions- A written apartment lease begins on July 1 and ends on June 30 of the following year with no need for notice to terminat…
- A property management agreement authorizes the manager to spend up to $500 on emergency repairs without prior owner appr…
- A property manager deposits tenant security deposits into the manager's personal checking account and uses the funds to …
- All of the following are landlord-tenant law concepts EXCEPT
Counts are live from the Texas question bank, which mixes the national portion with Texas-specific law.
Texas exam guide (PDF)
The format, fees and requirements on one page, checked against the TREC handbook. Download it from the Texas guide.
Studying for the Texas exam
How long should I study for the Texas real estate exam?
Most candidates need four to eight weeks alongside a job. Working every Texas question in our bank at a realistic 30 questions an hour is roughly 113 hours — but the useful measure is not hours, it is whether your practice scores sit above the pass mark on questions you have not seen before.
What is on the Texas real estate exam?
Two portions. The national portion covers principles every state shares. The TX portion covers Texas law — in our bank that is Promulgated Contract Forms, TRELA & TREC Rules, General Principles of Agency, Property Code Disclosures and more.
Which Texas topic should I study first?
Promulgated Contract Forms carries the most questions in our Texas bank (350, about 10% of it), so it is the highest-leverage place to start. After that, work down the list below rather than studying front to back.
Is a Texas exam prep course required?
Pre-licensing education is required by TREC; exam prep is not. They are different purchases and people often conflate them — the course satisfies the legal hours, prep is practice on questions. Check the current requirement in the TREC handbook before buying either.
Texas practice exam
Ten questions with explanations, free, no account.
Full-length mock exam
Timed and scored against the real pass mark.
Exam-day checklist
What to bring, what to expect, what disqualifies you.