California Civil Code §1103 requires sellers to disclose whether a property falls within certain statutory natural hazard zones on the Natural Hazard Disclosure Statement (NHD). How many specific zones must be addressed, and which of the following correctly identifies all of them?
Correct Answer
B) Six zones: Special Flood Hazard Area, Area of Potential Flooding, Very High Fire Hazard Severity Zone, State Fire Responsibility Area, Earthquake Fault Zone, and Seismic Hazard Zone
California Civil Code §1103 mandates disclosure of exactly six natural hazard zones: (1) Special Flood Hazard Area (FEMA), (2) Area of Potential Flooding (dam inundation, per Government Code §8589.4), (3) Very High Fire Hazard Severity Zone (local jurisdiction, Government Code §51178), (4) State Fire Responsibility Area (CAL FIRE, Public Resources Code §4136), (5) Earthquake Fault Zone (Alquist-Priolo Act, Public Resources Code §2622), and (6) Seismic Hazard Zone covering liquefaction and landslide risk (Public Resources Code §2696). Option B is the only choice that lists all six zones completely and accurately.
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