In California, the NHD identifies whether a property is in specific natural hazard zones. Which government agency maps the Special Flood Hazard Areas referenced in the NHD?
Correct Answer
C) Federal Emergency Management Agency (FEMA)
The Federal Emergency Management Agency (FEMA) maps Special Flood Hazard Areas through its National Flood Insurance Program. These maps, known as Flood Insurance Rate Maps (FIRMs), identify areas with a 1% or greater chance of annual flooding (100-year flood plain).
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Related Topics & Key Terms
Key Terms:
Related Concepts
Environmental hazards disclosure involves informing buyers about environmental contamination or hazards affecting or potentially affecting a property, including underground storage tanks, contaminated soil, hazardous waste, and proximity to Superfund sites.
Flood zone disclosure requires informing buyers whether a property is located in a designated flood zone as mapped by FEMA. Properties in high-risk flood zones may require mandatory flood insurance.
HOA disclosure requires informing buyers about the existence, rules, fees, financial health, and restrictions of a homeowners association governing the property. This information helps buyers understand their obligations before purchase.
More Practice Of Real Estate Disclosures Questions
Under California law, a real estate agent owes a duty of honest and fair dealing to all parties in a transaction, not only to the agent's own client. Which provision most directly establishes this duty?
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- → At a DRE administrative disciplinary hearing in California, what standard of proof must the Department meet to sustain a finding against a licensee?
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Previous Question
A California buyer receives the NHD for a property in the Santa Monica Mountains. The NHD shows the property is in a Very High Fire Hazard Severity Zone. After closing, a wildfire destroys the home. The buyer's fire insurance has lapsed, and the buyer sues the seller claiming inadequate NHD disclosure. Under California law, what is the likely outcome?
Next Question
A seller in Pasadena, California, provides the NHD to the buyer at the same time as the TDS. The buyer reviews both documents and proceeds with the purchase. Two months after closing, the buyer learns that the NHD failed to identify the property as being in a Seismic Hazard Zone. Under California Civil Code §1103.13, what damages may the buyer recover?