In California, the NHD identifies whether a property is in specific natural hazard zones. Which government agency maps the Special Flood Hazard Areas referenced in the NHD?
Correct Answer
C) Federal Emergency Management Agency (FEMA)
The Federal Emergency Management Agency (FEMA) maps Special Flood Hazard Areas through its National Flood Insurance Program. These maps, known as Flood Insurance Rate Maps (FIRMs), identify areas with a 1% or greater chance of annual flooding (100-year flood plain).
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Previous Question
A California buyer receives the NHD for a property in the Santa Monica Mountains. The NHD shows the property is in a Very High Fire Hazard Severity Zone. After closing, a wildfire destroys the home. The buyer's fire insurance has lapsed, and the buyer sues the seller claiming inadequate NHD disclosure. Under California law, what is the likely outcome?
Next Question
A seller in Pasadena, California, provides the NHD to the buyer at the same time as the TDS. The buyer reviews both documents and proceeds with the purchase. Two months after closing, the buyer learns that the NHD failed to identify the property as being in a Seismic Hazard Zone. Under California Civil Code §1103.13, what damages may the buyer recover?