Property & Casualty Insurance License Exam Prep
Sell property, casualty, auto and commercial lines insurance. Covers homeowners, commercial property, liability coverage, business owner policies, and underwriting fundamentals.
Pick your state
Each state writes its own P&C exam. Get prep that matches yours.
Frequently Asked Questions
How is the P&C exam different from Life & Health?
P&C covers homeowners, auto, commercial property, liability, business owner policies (BOP), and inland marine. L&H covers life products, annuities, and health insurance. Most state insurance commissions treat them as completely separate licenses — and most agents get both eventually.
What sections are on the P&C exam?
General Insurance Concepts, Property Insurance Basics, Dwelling and Homeowners, Commercial Package Policies, Auto Insurance (personal and commercial), Liability Coverage, Business Owner Policies, Workers Compensation, plus federal and state regulations. Section weights vary by state.
How long does it take to study for P&C?
Most students need 50–100 hours over 4–8 weeks. P&C tends to be more technical than L&H (lots of named perils, coverage forms, and policy types) so build in extra time for vocabulary and policy-form memorization.
Can I take L&H and P&C on the same day?
Yes in most states — they’re separate exams with separate scoring, so you’d sit one, take a break, then sit the other. Many candidates split them across two test days to reduce fatigue.
What’s the passing score for P&C?
Most states require 70% raw or a scaled equivalent. The exam is typically 100 scored questions over 2 hours, though specifics vary — your state landing page has the exact composition.