Margaret is purchasing a home in Little Rock from a seller who wants to convey the greatest possible ownership interest and provide the broadest covenants of title protection, including a warranty against defects arising from any point in the property's history—not just during the seller's period of ownership. Which type of deed should Margaret receive at closing?
Correct Answer
A) General warranty deed
A general warranty deed provides the broadest title protection available in Arkansas. The grantor covenants to defend the grantee's title against all claims arising from any point in the chain of title—not just during the grantor's period of ownership. This is the deed most commonly used in standard residential sales in Arkansas and conveys the greatest title assurance to the buyer. Under Arkansas deed law and common law covenants of title, the general warranty deed includes the covenants of seisin, quiet enjoyment, further assurance, and warranty against encumbrances.
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Related Topics & Key Terms
Key Terms:
Related Concepts
A life estate is a freehold estate that grants ownership rights for the duration of someone's life.
Real property is immovable land and anything permanently attached to it, while personal property (also called chattels) is movable.
Tenancy by the entirety is a form of co-ownership available only to married couples that includes the right of survivorship and protection from individual creditors. Neither spouse can unilaterally sell or encumber the property.
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