PLGeorgiamedium

Which of the following is NOT among the grounds the Georgia Commissioner of Insurance may use to suspend or revoke a producer license under O.C.G.A. § 33-23-21?

Q: Which of the following is NOT among the grounds the Georgia Commissioner of Insurance may use to suspend or revoke a producer license under O.C.G.A. § 33-23-21?

Selling auto policies at the carrier's filed rate — O.C.G.A. § 33-23-21 enumerates a wide list of disciplinary triggers including misrepresentation, fraud, felony conviction, premium misappropriation, rebating, twisting, and unfair trade practices. Charging the carrier's filed rate is exactly what a producer is required to do — deviation by way of rebate would itself be a violation under O.C.G.A. § 33-6-4.

AMaterial misrepresentation on the license application

Selling auto policies at the carrier's filed rate

CConviction of a felony involving moral turpitude

DFailing to remit premiums in a fiduciary capacity

Why this is the answer

O.C.G.A. § 33-23-21 enumerates a wide list of disciplinary triggers including misrepresentation, fraud, felony conviction, premium misappropriation, rebating, twisting, and unfair trade practices. Charging the carrier's filed rate is exactly what a producer is required to do — deviation by way of rebate would itself be a violation under O.C.G.A. § 33-6-4.

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