On a Georgia HO-3 policy, Coverage D pays for which of the following after a covered loss makes the dwelling uninhabitable?

Why this is the answer

Coverage D on a Georgia homeowners policy is Loss of Use, which reimburses the insured for Additional Living Expense (ALE) such as hotel, restaurant meals, and laundry that exceed normal living costs while the home is uninhabitable due to a covered peril. It also pays Fair Rental Value if any portion of the home was rented to others. Coverage A is the dwelling, Coverage C is contents, Coverage E is liability, and Coverage F is medical payments to others.