In Georgia, which license authorizes an individual to sell personal auto and homeowners insurance to consumers?
Why this is the answer
A Georgia agent license carrying the Property and Casualty lines of authority authorizes the holder to sell property and casualty coverage of every kind, personal auto and homeowners included. Georgia also issues a narrower Personal Lines line of authority (Rule 120-2-3-.14) for agents who sell only to individuals and families. A Surplus Lines Broker license is an add-on for placing business with nonadmitted insurers and is available only to an agent already licensed for property and casualty; a Public Adjuster license authorizes representing insureds in claims, not selling policies; and a Life & Health license does not reach property or casualty risks.
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