PLGeorgiamedium
How many days' advance written notice must a Georgia insurer mail to the named insured before non-renewing a personal auto policy at its expiration date?
A10 days
B20 days
30 days
D45 days
Why this is the answer
O.C.G.A. § 33-24-45 requires Georgia personal auto insurers to mail at least 30 days' written notice of non-renewal to the named insured at the address shown in the policy before the policy expiration date. The notice must state the insurer's reason for non-renewal. This 30-day requirement is distinct from the 10-day rule that applies to permitted mid-term cancellations and the 60-day new-business underwriting window during which any-reason cancellation is allowed.
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