A visitor trips over stored material and alleges bodily injury. Which coverage area is most directly implicated?
Correct Answer
A) General liability.
Commercial general liability commonly addresses third-party bodily injury or property damage claims, subject to policy terms.
Why This Is the Correct Answer
Commercial general liability commonly addresses third-party bodily injury or property damage claims, subject to policy terms.
Why the Other Options Are Wrong
Option B: Workers compensation.
Workers compensation. may relate to another site control, but it does not remove or guard the general liability insurance exposure being tested.
Option C: Builder's risk.
Builder's risk. may relate to another site control, but it does not remove or guard the general liability insurance exposure being tested.
Option D: Auto physical damage.
Auto physical damage. may relate to another site control, but it does not remove or guard the general liability insurance exposure being tested.
Memory Technique
If Routing Jobsite can still reach the worker, the control is decoration.
Reference Hint
Study anchor (closed-book): memorize cited employment duty from CSLB 2026 Law Book; CSLB workers' compensation guidance; California. / CSLB Law Book insurance study concepts; know the rule or calculation trigger without relying on exam-room lookup.
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