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Law & BusinessInsurance & Liensmedium12% of exam part

A subcontract requires the owner to be listed as additional insured, but the certificate does not show it. What should be requested?

Correct Answer

D) The applicable additional-insured endorsement and supporting policy evidence.

Request the applicable additional-insured endorsement and check that its conditions cover the owner as required. DGS contract provisions illustrate why a certificate reference alone is insufficient evidence of a required endorsement. Source: https://www.dgs.ca.gov/~/media/Divisions/PD/Document-Links/ITGP/ITGP-Non-Cloud.pdf

Answer Options
A
Accept the subcontractor’s verbal assurance only.
B
Use an informal payment memo as proof of insured status.
C
Wait for a claim before examining the insurance evidence.
D
The applicable additional-insured endorsement and supporting policy evidence.

Why This Is the Correct Answer

Request the applicable additional-insured endorsement and check that its conditions cover the owner as required. DGS contract provisions illustrate why a certificate reference alone is insufficient evidence of a required endorsement. Source: https://www.dgs.ca.gov/~/media/Divisions/PD/Document-Links/ITGP/ITGP-Non-Cloud.pdf

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