A subcontract requires the owner to be listed as additional insured, but the certificate does not show it. What should be requested?
Correct Answer
D) AI endorsement.
If the contract requires additional-insured status, the endorsement or evidence should be requested.
Why This Is the Correct Answer
If the contract requires additional-insured status, the endorsement or evidence should be requested.
Why the Other Options Are Wrong
Option A: Release payment based only on the contractor's assurance where a subcontract requires the owner to be listed as additional insured, but the certificate does not show it, without resolving the notice or insurance paperwork before funds are released.
Release payment based only on the contractor's assurance where a subcontract requires the owner to be listed as additional insured, but the certificate does not show it, without resolving the notice or insurance paperwork before funds are released. skips the written authority, scope, price, notice, or release control needed for additional insured.
Option B: Accept an informal payment memo where a subcontract requires the owner to be listed as additional insured, but the certificate does not show it, instead of verifying the required claimant or coverage document.
Accept an informal payment memo where a subcontract requires the owner to be listed as additional insured, but the certificate does not show it, instead of verifying the required claimant or coverage document. skips the written authority, scope, price, notice, or release control needed for additional insured.
Option C: Wait until final closeout to review claimant or insurance paperwork where a subcontract requires the owner to be listed as additional insured, but the certificate does not show it.
Wait until final closeout to review claimant or insurance paperwork where a subcontract requires the owner to be listed as additional insured, but the certificate does not show it. skips the written authority, scope, price, notice, or release control needed for additional insured.
Memory Technique
Checking Subcontractor shortcut is not a term until paper carries it.
Reference Hint
Study anchor (closed-book): memorize Additional insured from CSLB 2026 Law Book; CSLB workers' compensation guidance; California. / CSLB Law Book insurance study concepts; know the rule or calculation trigger without relying on exam-room lookup.
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