Which statement correctly contrasts a metes-and-bounds legal description with a lot-and-block (recorded subdivision map or recorded plat) description?
Correct Answer
D) Metes and bounds traces boundary courses; lot and block cites a lot on a recorded plat
A metes-and-bounds description uses boundary courses, commonly directions and distances from an identified beginning. A lot-and-block description identifies a parcel by reference to the specified recorded subdivision plat. Neither a street address nor a tax parcel number alone describes this contrast. Recognizing the format does not certify the legal sufficiency of a particular instrument.
Why This Is the Correct Answer
Option D is correct because a metes-and-bounds description gives the distance and compass direction of each boundary line, tracing boundary courses from a point of beginning. A lot-and-block description identifies a parcel by reference to a recorded subdivision plat. This states the contrast between the two methods accurately.
Why the Other Options Are Wrong
Option A: Metes and bounds identifies only a tax parcel number; lot and block identifies the owner
Option A, saying metes and bounds identifies only a tax parcel number and lot and block identifies the owner, is wrong because neither method works that way. Metes and bounds traces boundary courses, and lot and block refers to a lot on a recorded plat, not to the owner.
Option B: Both methods identify the property by its street address and parcel number alone
Option B, saying both methods identify the property by street address and parcel number alone, is wrong because a street address and parcel number are not legal descriptions of either type. Each method has its own distinct way of locating boundaries.
Option C: Lot and block gives boundary courses; metes and bounds identifies a numbered subdivision lot
Option C, saying lot and block gives boundary courses and metes and bounds identifies a numbered subdivision lot, is wrong because it reverses the two methods. Metes and bounds gives the boundary courses, and lot and block identifies a lot on a recorded plat.
Metes measure; blocks are mapped
Metes and bounds measures the boundary line by line; lot and block points to a numbered lot on a recorded subdivision map.
How to use: Use this to keep the two legal description methods from getting swapped on the exam.
Exam Tip
Watch for options that reverse the two methods or substitute a street address or tax parcel number for a legal description.
Common Mistakes to Avoid
- -Reversing metes and bounds with lot and block
- -Treating a street address as a legal description
- -Thinking a tax parcel number is the same as a legal description
Concept Deep Dive
Analysis
This question tests the basic difference between two legal description methods. Metes and bounds describes boundaries by direction and distance from a point of beginning, while lot and block refers to a lot on a recorded subdivision plat. The reasoning is to match each method to its defining feature and reject options that swap them or substitute addresses and parcel numbers.
Background Knowledge
Legal descriptions identify a specific parcel more precisely than a street address. The main methods are metes and bounds, lot and block (recorded plat), and the rectangular government survey system. Appraisers report the legal description but do not certify its legal sufficiency.
Real-World Application
An appraiser valuing a rural acreage finds a deed describing the land by bearings and distances from an iron pin, while a nearby subdivision home's deed cites Lot 12, Block 4 of a recorded plat. The appraiser reports each legal description as recorded and does not judge its legal sufficiency.
More Property Description Questions
A local zoning ordinance allows these maximum densities: R-1, 4 units per acre; R-2, 8 units per acre; R-4, 20 units per acre; PUD (with approval), 12 units per acre. Which category allows the highest density?
What design advantage is commonly associated with post-and-beam construction?
A hypothetical local ordinance permits either a single-family house or duplex on the site. The existing single-family house complies with all current rules. Which statement is supported?
A zoning variance allowing a reduced side setback is granted for a parcel. After the parcel is sold, who generally holds the benefit of the variance, subject to its conditions?
Under ANSI Z765-2021 as applied by Fannie Mae, a staircase runs from the second floor down to the first floor. Its area is counted as part of:
Under ANSI Z765-2021, as Fannie Mae requires for a detached house, where are exterior dimensions taken on a brick-veneer wall?
A building's HVAC system would be classified as which type of building component?
A home on a large tract is valued at $620,000 including the land it needs. The remaining excess land could be sold separately and contributes a net $95,000 after separation costs. What is the total indicated value?
A covered sale concerns a residence built in 1965. Which hazard is the subject of the federal pre 1978 housing disclosure rule, without assuming its actual presence?
Which site characteristic is most likely to reduce site utility by restricting where a typical dwelling can be placed?
People Also Study
Real Estate Market
13.6% of exam
Land or Site Valuation
4.5% of exam
Sales Comparison Approach
16.4% of exam
Cost Approach
13.6% of exam
Income Approach
8.2% of exam
Previous Question
In a Fannie Mae appraisal applying ANSI measurement, an otherwise qualifying finished above-grade room has a bay projection with continuous finished floor at room level and full ceiling height. Its footprint:
Next Question
Which component carries roof loads down to the foundation in a typical wood-framed house?