An appraiser uses permit records to establish when an addition was built. What is the main caution?
Correct Answer
B) Unpermitted work leaves no record to be found
Why this is correct: The main caution is that permit records only document permitted work. Unpermitted improvements, which are common, will not appear in these records. An appraiser must verify the actual physical condition and report any discrepancy between the observed improvements and the official records. Why the other choices are wrong: 'Permit records may not be consulted without consent' is false; they are typically public records. 'Permit records always postdate the actual work' is an overstatement; while delays can occur, it is not an absolute rule. 'Permits are issued only for commercial property' is incorrect; permits are required for significant work on residential properties as well. Exam tip: Physical inspection is paramount. Always note and report any mismatch between what you see and what the records indicate.
Why This Is the Correct Answer
Why this is correct: The main caution is that permit records only document permitted work. Unpermitted improvements, which are common, will not appear in these records. An appraiser must verify the actual physical condition and report any discrepancy between the observed improvements and the official records. Why the other choices are wrong: 'Permit records may not be consulted without consent' is false; they are typically public records. 'Permit records always postdate the actual work' is an overstatement; while delays can occur, it is not an absolute rule. 'Permits are issued only for commercial property' is incorrect; permits are required for significant work on residential properties as well. Exam tip: Physical inspection is paramount. Always note and report any mismatch between what you see and what the records indicate.
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