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Practice Of Real EstateFair_housingMEDIUM

A Missouri real estate salesperson named Diane is showing homes to two different buyers with identical financial qualifications. Buyer A, who is African American, is only shown homes in predominantly minority neighborhoods. Buyer B, who is white, is shown homes throughout the entire metropolitan area. This practice is best described as which illegal activity under Missouri and federal fair housing law?

Correct Answer

D) Steering, based on race as a protected class under both state and federal law

Steering is the illegal practice of directing buyers toward or away from certain neighborhoods based on a protected characteristic such as race. Diane is steering Buyer A (African American) to minority neighborhoods while showing Buyer B (white) the full market. This violates the federal Fair Housing Act and the Missouri Human Rights Act (RSMo Chapter 213), both of which prohibit race discrimination.

Answer Options
A
Panic selling, based on inducing owners to sell due to minority entry
B
Redlining, based on geographic lending restrictions by a financial institution
C
Blockbusting, based on exploiting racial transition in a neighborhood
D
Steering, based on race as a protected class under both state and federal law

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Related Topics & Key Terms

Key Terms:

steeringraceprotected_classesdiscriminatory_practicesfair_housing

Related Concepts

The National Do Not Call Registry is a federal program administered by the FTC that allows consumers to opt out of receiving unsolicited telemarketing calls, including calls from real estate agents soliciting business.

Brokers in Florida have strict responsibilities for managing escrow accounts, including monthly reconciliation and proper handling of trust funds.

FREC has the authority to impose fines and other disciplinary actions on licensees who violate real estate laws and rules.

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