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Mandated DisclosuresSeller_property_disclosure_statementMEDIUM

Patricia is purchasing a lakeshore cabin in Crow Wing County, Minnesota, that is served by a private septic system rather than municipal sewer. Her buyer's agent informs her that Minnesota has specific disclosure requirements for subsurface sewage treatment systems (SSTS). Which statement best describes the seller's SSTS disclosure obligation under Minnesota law?

Correct Answer

B) The seller must disclose whether the SSTS is compliant, non-compliant, or of unknown compliance status, and some counties may require a compliance inspection

Under Minn. Stat. § 115.55, sellers must disclose the compliance status of any subsurface sewage treatment system (SSTS/septic system) on a property not connected to municipal sewer. The seller must indicate whether the system is compliant, non-compliant, or of unknown status. Additionally, some Minnesota counties have adopted local ordinances requiring a compliance inspection prior to or at the time of sale, which can affect the transaction timeline and financing.

Answer Options
A
The seller must certify that the septic system is fully compliant with current county standards before the purchase agreement can be executed
B
The seller must disclose whether the SSTS is compliant, non-compliant, or of unknown compliance status, and some counties may require a compliance inspection
C
The seller is only required to disclose the age and capacity of the septic system, not its compliance status
D
SSTS disclosure is voluntary in Minnesota and is only required if the buyer specifically requests it in the purchase agreement

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Related Topics & Key Terms

Key Terms:

ssts_disclosureseptic_systemminn_stat_115rural_propertycompliance_status

Related Concepts

Mold disclosure involves informing buyers about the presence of mold or conditions that are conducive to mold growth in a property. While no federal mold disclosure law exists, many states require disclosure of known mold issues.

A property condition disclosure is a written statement by the seller detailing the known condition of the property, including defects, repairs, and issues with major systems. Most states require sellers to complete this form.

Protected classes are groups of people who are legally shielded from discrimination based on specific characteristics.

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