In California, which of the following is an example of a voluntary lien?
Correct Answer
D) A deed of trust given by the homeowner to a lender
A deed of trust is a voluntary lien because the homeowner willingly agrees to pledge the property as security for a loan. The borrower voluntarily enters into the lending agreement and gives the lender a security interest in the property.
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Previous Question
A California property has a CC&R (Covenants, Conditions & Restrictions) recorded against it that prohibits parking commercial vehicles in the driveway. A new buyer purchases the property and begins parking their work truck there. Can the HOA enforce this restriction against the new buyer?
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A California homeowner allows a neighbor to use their driveway for parking verbally, without any written agreement. Two years later, the homeowner decides to revoke the arrangement. Under California law, can the homeowner terminate this arrangement?