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A lender's guidelines require an interior inspection, but the client asks for a desktop product to save time. What should the appraiser do?

Correct Answer

B) Determine what credible results actually require here

Why this is correct: Under USPAP, an appraiser must produce credible assignment results appropriate for the intended use. The appraiser must independently determine the necessary scope of work, including inspection type, based on what is required for credibility, not solely on client instruction or preference. Why the other choices are wrong: "Deliver the desktop product as the client instructed" ignores the appraiser's professional obligation to ensure credibility. "Deliver both products and invoice for each" is impractical and does not resolve the core issue of selecting an appropriate product. "Refer the client to a different appraisal firm" is a premature step; the appraiser should first assess what credible results require. Exam tip: Credibility and intended use drive the scope of work, not client convenience.

Answer Options
A
Deliver the desktop product as the client instructed
B
Determine what credible results actually require here
C
Deliver both products and invoice for each of them
D
Refer the client to a different appraisal firm

Why This Is the Correct Answer

Why this is correct: Under USPAP, an appraiser must produce credible assignment results appropriate for the intended use. The appraiser must independently determine the necessary scope of work, including inspection type, based on what is required for credibility, not solely on client instruction or preference. Why the other choices are wrong: "Deliver the desktop product as the client instructed" ignores the appraiser's professional obligation to ensure credibility. "Deliver both products and invoice for each" is impractical and does not resolve the core issue of selecting an appropriate product. "Refer the client to a different appraisal firm" is a premature step; the appraiser should first assess what credible results require. Exam tip: Credibility and intended use drive the scope of work, not client convenience.

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