EstatePass

FHA Loan Requirements

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Unlock homeownership for more clients with FHA loans! Here's how:

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FHA Loan Requirements
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  • 1

    FHA: Easier Loan Qualification

    Lower credit scores and higher DTI accepted.

  • 2

    Down Payment: As low as 3.5%

    Minimum down payment is at 3.5% with qualifying credit.

  • 3

    Occupancy: Primary Residence Required

    FHA loans require owner-occupancy, with exceptions.

  • 4

    Loan Limits Vary by Location

    Check HUD for property-specific FHA loan limits.

  • 5

    Heavy Paperwork: Be Prepared

    FHA loans require extensive documentation. Advise clients accordingly.

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