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Tx Fair Housing DtpaFederal_and_texas_fair_housingMEDIUM

A property manager in San Antonio implements a blanket policy requiring all applicants to have a credit score above 750 to qualify for rental housing. Data shows this policy disproportionately excludes African American and Hispanic applicants. Under the Texas Fair Housing Act, what type of discrimination claim could be brought?

Correct Answer

C) Disparate impact discrimination because the neutral policy disproportionately affects protected classes

Under both the federal Fair Housing Act and the Texas Fair Housing Act (Texas Property Code Chapter 301), a facially neutral policy that disproportionately affects members of protected classes can constitute disparate impact discrimination, even without proof of discriminatory intent. The credit score threshold, while neutral on its face, has a discriminatory effect.

Answer Options
A
Intentional discrimination based on a facially discriminatory policy
B
Blockbusting because the policy discourages certain groups from living in the area
C
Disparate impact discrimination because the neutral policy disproportionately affects protected classes
D
Redlining because the policy restricts access to housing based on geographic area

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Related Topics & Key Terms

Key Terms:

fair_housingdisparate_impactcredit_policyprotected_classes

Related Concepts

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