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Texas Property Code DisclosuresFlood_and_insuranceMEDIUM

A Texas property owner wants to challenge their FEMA flood zone designation. Under FEMA procedures, the property owner may:

Correct Answer

C) File a Letter of Map Amendment (LOMA) if the property has been elevated or is naturally above the base flood elevation

A property owner may file a Letter of Map Amendment (LOMA) with FEMA if the property's elevation is at or above the base flood elevation. If approved, the LOMA officially removes the property from the SFHA on the flood map.

Answer Options
A
Appeal directly to the Texas governor's office for a zone change
B
Simply ignore the designation and refuse to purchase flood insurance
C
File a Letter of Map Amendment (LOMA) if the property has been elevated or is naturally above the base flood elevation
D
Pay FEMA a fee to be removed from the flood zone map

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Background Knowledge for Texas Property Code Disclosures

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Related Topics & Key Terms

Key Terms:

flood_zoneLOMAFEMAchallengeelevation

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