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Practice Of Real EstateFair HousingMEDIUM

A Tennessee TREC-licensed affiliate broker, acting on instructions from her employing broker, refuses to show listings in predominantly white neighborhoods to a Hispanic couple. The couple files complaints with both the Tennessee Human Rights Commission and a federal agency. Which federal agency would have jurisdiction to receive the federal fair housing complaint?

Correct Answer

D) U.S. Department of Housing and Urban Development (HUD)

Under the federal Fair Housing Act (42 U.S.C. § 3601 et seq.), the U.S. Department of Housing and Urban Development (HUD) is the primary federal agency authorized to receive, investigate, and enforce individual fair housing complaints. Complainants may file with HUD within one year of the alleged discriminatory act. HUD's process runs parallel to Tennessee's THRC process, and Tennessee's THRC is a HUD-recognized substantially equivalent agency, meaning complaints filed with the THRC are also processed for federal purposes.

Answer Options
A
Federal Trade Commission (FTC)
B
Consumer Financial Protection Bureau (CFPB)
C
U.S. Department of Justice (DOJ) Civil Rights Division
D
U.S. Department of Housing and Urban Development (HUD)

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Related Topics & Key Terms

Key Terms:

hudfederal_complaintsteeringhispanicdual_jurisdiction

Related Concepts

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Antitrust violations in real estate occur when competing brokerages or agents engage in practices that restrain trade, reduce competition, or harm consumers through collusion. These violations are governed by the Sherman Antitrust Act and can result in severe penalties.

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