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A condominium complex in Franklin, Tennessee advertises itself as a '55+ Community' and enforces an age restriction policy that prohibits residents under 55 years of age. A 42-year-old couple is denied a unit based on this policy and files a complaint. Under the Tennessee Human Rights Act and the federal Housing for Older Persons Act (HOPA), which of the following best describes the legal status of this age restriction?

Correct Answer

A) The restriction is legal if the community qualifies as housing for older persons under HOPA and meets all required criteria.

Under the federal Housing for Older Persons Act (HOPA), communities that qualify as '55 or older' housing are exempt from the familial status protections of the Fair Housing Act. To qualify, at least 80% of occupied units must have at least one person 55 or older, the community must publish and follow policies demonstrating intent to be 55+ housing, and the community must register with HUD. Tennessee's fair housing framework, including the Tennessee Human Rights Act (Tenn. Code Ann. § 4-21-101 et seq.), recognizes this federal exemption. If all HOPA criteria are met, the age restriction is lawful.

Answer Options
A
The restriction is legal if the community qualifies as housing for older persons under HOPA and meets all required criteria.
B
The restriction is illegal because age is a protected class under the Tennessee Human Rights Act for housing transactions.
C
The restriction is illegal because familial status is a protected class and age restrictions discriminate against families with children.
D
The restriction is legal only if the community is located in a county with a population over 75,000 and has filed with TREC.

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Related Topics & Key Terms

Key Terms:

55_plus_communityhopafamilial_statusage_restrictiontennessee_human_rights_act

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