Under Michigan law, all of the following instruments are generally eligible to be recorded with the county Register of Deeds EXCEPT:
Correct Answer
D) A buyer's pre-approval letter from a mortgage lender
A buyer's mortgage pre-approval letter from a lender is not a recordable instrument under Michigan law. The Register of Deeds records instruments that affect title to or create encumbrances on real property — such as deeds, mortgages, easements, liens, and land contracts. A pre-approval letter is a preliminary lender communication that does not create any legal interest in real property and therefore cannot be recorded.
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Related Topics & Key Terms
Key Terms:
Related Concepts
In a cooperative (co-op), the building is owned by a corporation, and residents purchase shares of stock in the corporation that entitle them to a proprietary lease on a specific unit. Residents are shareholders, not property owners.
Fee simple absolute is the highest and most complete form of property ownership, giving the owner unrestricted rights to use, possess, enjoy, and dispose of the property. It is of unlimited duration and fully inheritable.
Community property is a system where property acquired during a marriage is owned equally by both spouses.
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