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Mandated DisclosuresMaterial_adverse_facts_stigma_and_other_illinois_disclosuresMEDIUM

Under Illinois law, are prior occurrences of death, HIV/AIDS status of occupants, or other personal-history matters about prior occupants required to be disclosed as material defects on the statutory residential disclosure report?

Correct Answer

B) No, because the Illinois Residential Real Property Disclosure Act is a physical-condition disclosure instrument and does not classify personal-history matters as material defects requiring a check-box entry.

The Illinois Residential Real Property Disclosure Act (765 ILCS 77) requires sellers to disclose known physical conditions and material defects affecting the property itself. Death on the premises, HIV/AIDS status of prior occupants, and similar personal-history matters are not listed defect categories under the Act. Illinois law (765 ILCS 77/25) explicitly provides that a seller is not required to disclose that an occupant had HIV/AIDS.

Answer Options
A
Yes, because any fact about prior occupants that could affect a buyer's decision is a material defect under Illinois law.
B
No, because the Illinois Residential Real Property Disclosure Act is a physical-condition disclosure instrument and does not classify personal-history matters as material defects requiring a check-box entry.
C
Yes, because the federal Fair Housing Act independently requires sellers to disclose the HIV/AIDS status of prior occupants.
D
Yes, but only for properties located within the City of Chicago, where local ordinance expands the definition of material defect.

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Related Topics & Key Terms

Key Terms:

definitiondifficulty_3disclosuresil_specific_disclosuresillinois_statematerial_adverse_facts_stigma_and_other_illinois_disclosuresphysical_conditionstigmatized_property

Related Concepts

A seller's disclosure statement is a form that sellers complete to inform buyers about the condition and history of the property, including known defects, past repairs, insurance claims, and environmental issues.

Many states and localities have fair housing laws that expand upon the protections offered by the federal Fair Housing Act.

A stigmatized property is one that has an undesirable reputation due to events that occurred on the property or nearby, such as a murder, suicide, alleged haunting, or proximity to a registered sex offender. The stigma is psychological, not physical.

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