A buyer in Stamford, Connecticut is purchasing a commercial property and discovers that the seller recorded a deed of correction last year to fix a clerical error in the original deed from 2015. The buyer's attorney explains that Connecticut's recording system uses a grantor-grantee index. What does this mean for how the buyer's title search must be conducted?
Correct Answer
A) The title search must trace the chain of title backward through the grantor index and forward through the grantee index to verify all conveyances and encumbrances
Connecticut town clerks maintain a grantor-grantee index system. To conduct a proper title search, a searcher must trace backward through the grantor index (to find all instruments by which prior owners conveyed the property or encumbered it) and forward through the grantee index (to find all instruments by which the property was acquired by each owner in the chain). This dual-index search is necessary to identify all recorded deeds, mortgages, liens, easements, and encumbrances affecting the property's title.
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Related Topics & Key Terms
Key Terms:
Related Concepts
In a cooperative (co-op), the building is owned by a corporation, and residents purchase shares of stock in the corporation that entitle them to a proprietary lease on a specific unit. Residents are shareholders, not property owners.
Fee simple absolute is the highest and most complete form of property ownership, giving the owner unrestricted rights to use, possess, enjoy, and dispose of the property. It is of unlimited duration and fully inheritable.
Community property is a system where property acquired during a marriage is owned equally by both spouses.
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