Texas video lessons · Lesson 9 of 10
Texas Insurance, Collisions and Registration: five situations explained
All five situations and their answers are below. To watch the lesson, create a free account.
In this video
- 0:00Intro
- 0:18Which of these is accepted as evidence of financial responsibility in Texas?
- 1:21Who may get a certificate of self-insurance from DPS?
- 2:19As a new Texas resident, what must you do before applying for a Texas driver license?
- 3:19Instead of insurance, how much may you deposit with the state comptroller or county judge as financial responsibility?
- 4:24Which coverage pays for damage in a hit-and-run crash reported to law enforcement?
- 5:24Recap
In short
Accepted evidence includes a policy, the standard proof-of-insurance form, an insurance binder, certain deposits or bonds, and an image on a phone. A certificate of self-insurance is issued to a person who has more than 25 vehicles registered in their name. A new Texas resident must register every vehicle he or she owns before applying for a Texas driver license.
The five situations
Pick an answer first, the way the video pauses for you. Each one cites the Texas Driver Handbook (DL-7).
Situation 1
Which of these is accepted as evidence of financial responsibility in Texas?
Answer: A. An insurance binder showing you are covered. Accepted evidence includes a policy, the standard proof-of-insurance form, an insurance binder, certain deposits or bonds, and an image on a phone.
Texas Driver Handbook (DL-7) › Chapter 3: Safety Responsibility › Evidence of Financial Responsibility
Situation 2
Who may get a certificate of self-insurance from DPS?
Answer: C. A person with more than 25 vehicles registered in their name. A certificate of self-insurance is issued to a person who has more than 25 vehicles registered in their name.
Texas Driver Handbook (DL-7) › Chapter 3: Safety Responsibility › Evidence of Financial Responsibility
Situation 3
As a new Texas resident, what must you do before applying for a Texas driver license?
Answer: C. Register every vehicle you own in Texas. A new Texas resident must register every vehicle he or she owns before applying for a Texas driver license.
Texas Driver Handbook (DL-7) › Chapter 2: Vehicle Inspection and Registration › Vehicle Registration for New and Nonresidents of Texas
Situation 4
Instead of insurance, how much may you deposit with the state comptroller or county judge as financial responsibility?
Answer: B. At least $55,000. A certificate showing money or securities of at least $55,000 on deposit with the comptroller or county judge is accepted.
Texas Driver Handbook (DL-7) › Chapter 3: Safety Responsibility › Evidence of Financial Responsibility
Situation 5
Which coverage pays for damage in a hit-and-run crash reported to law enforcement?
Answer: B. Uninsured motorist coverage. The Texas Department of Insurance advises uninsured motorist coverage will pay in hit-and-run crashes reported to law enforcement.
Texas Driver Handbook (DL-7) › Chapter 11: Motor Vehicle Crashes › Hit-and-Run Crashes
Transcript
0:00Intro
Insurance, crashes and registration come with deadlines and dollar amounts the test loves to ask about. Here are five from the Texas Driver Handbook. For each one, pick your answer before I reveal it.
0:18Situation 1
An officer asks for proof of financial responsibility. Which of these is accepted as evidence of financial responsibility in Texas? The answer is A: An insurance binder showing you are covered. Accepted evidence includes a policy, the standard proof-of-insurance form, an insurance binder, certain deposits or bonds, and an image on a phone. Texas accepts a policy, the standard proof-of-insurance form, an insurance binder, certain deposits or bonds, and an image on your phone.
1:21Situation 2
A company owns a big fleet of cars in Texas. Who may get a certificate of self-insurance from DPS? The answer is C: A person with more than 25 vehicles registered in their name. A certificate of self-insurance is issued to a person who has more than 25 vehicles registered in their name. DPS issues a certificate of self-insurance to a person with more than 25 vehicles registered in their name.
2:19Situation 3
You've just moved to Texas and want a Texas driver license. As a new Texas resident, what must you do before applying for a Texas driver license? The answer is C: Register every vehicle you own in Texas. A new Texas resident must register every vehicle he or she owns before applying for a Texas driver license. First, register every vehicle you own in Texas. Then apply for the license.
3:19Situation 4
Instead of buying insurance, a driver wants to prove financial responsibility another way. Instead of insurance, how much may you deposit with the state comptroller or county judge as financial responsibility? The answer is B: At least $55,000. A certificate showing money or securities of at least $55,000 on deposit with the comptroller or county judge is accepted. A certificate showing at least 55,000 dollars in money or securities on deposit with the comptroller or a county judge is accepted.
4:24Situation 5
Your car is damaged by a driver who speeds away. Which coverage pays for damage in a hit-and-run crash reported to law enforcement? The answer is B: Uninsured motorist coverage. The Texas Department of Insurance advises uninsured motorist coverage will pay in hit-and-run crashes reported to law enforcement. The Texas Department of Insurance says uninsured motorist coverage pays for hit-and-run crashes reported to law enforcement.
5:24Recap
Accepted evidence includes a policy, the standard proof-of-insurance form, an insurance binder, certain deposits or bonds, and an image on a phone. A certificate of self-insurance is issued to a person who has more than 25 vehicles registered in their name. A new Texas resident must register every vehicle he or she owns before applying for a Texas driver license. A certificate showing money or securities of at least $55,000 on deposit with the comptroller or county judge is accepted. The Texas Department of Insurance advises uninsured motorist coverage will pay in hit-and-run crashes reported to law enforcement. Nice work. Try more insurance and collision questions in Practice by Topic, then test yourself with a full mock exam.
The rules in this lesson
- Accepted evidence includes a policy, the standard proof-of-insurance form, an insurance binder, certain deposits or bonds, and an image on a phone.
- A certificate of self-insurance is issued to a person who has more than 25 vehicles registered in their name.
- A new Texas resident must register every vehicle he or she owns before applying for a Texas driver license.
- A certificate showing money or securities of at least $55,000 on deposit with the comptroller or county judge is accepted.
- The Texas Department of Insurance advises uninsured motorist coverage will pay in hit-and-run crashes reported to law enforcement.
Original practice lesson written from the Texas Driver Handbook (DL-7). EstatePass is not affiliated with or endorsed by the Texas DPS; these are not official test questions.