Insurance, Collisions & Registration — Texas DPS Practice Questions

43 questions in this content area. 5 are published in full below with worked explanations.

1. A court judgment from your crash is still unpaid 60 days later. What may happen?

Your registration and license may be suspended.
BYour insurer must pay double.
CThe judgment is cancelled after 60 days if you were insured.

Why A is correct

Registration, license or driving privilege is suspended if a crash judgment is not satisfied within 60 days.

2. A driver who owns the car is convicted a second time of driving without insurance. What can happen to the car?

ANothing; only the driver is penalized.
BIt must be re-inspected.
It may be impounded for 180 days.

Why C is correct

On a second or later conviction the license is suspended, the fine is $350 to $1,000, and an owned vehicle may be impounded for 180 days.

3. How should you record the other driver’s insurance information after a crash?

Exactly as shown on their proof-of-insurance card.
BFrom memory later.
COnly the company name; the policy number is not needed.

Why A is correct

Write the insurance company name and policy number exactly as shown on the driver’s proof-of-insurance card.

4. Why should you report a hit-and-run crash to law enforcement?

AIt lowers your insurance premium.
Uninsured motorist coverage pays for it only if it is reported.
CIt is only required if you were injured or the damage is over $1,000.

Why B is correct

The Texas Department of Insurance advises that uninsured motorist coverage pays for hit-and-run damage reported to a law enforcement agency.

5. You are uninsured and in a crash that injures someone. What may happen to your license and registration?

ANothing, if you were not ticketed.
They may be suspended if a judgment against you is reasonably likely.
COnly a warning letter is sent to your home address.

Why B is correct

They may be suspended if, while uninsured, you were in a crash causing injury, death or at least $1,000 damage and a judgment against you is reasonably probable.

Watch the lesson

6:28Texas Insurance, Collisions & Registration: five situations explainedFive real situations acted out, answered and explained from the Texas Driver Handbook (DL-7).Free account to watch

38 more Insurance questions

Answers and explanations for these are in the study app.

After a crash, when should you notify law enforcement as soon as possible?
An injured person lies in the hot sun after a crash. What should you do?
As a new Texas resident, what must you do before applying for a Texas driver license?
Besides at a traffic stop, to whom must you furnish evidence of financial responsibility?
Can you show proof of insurance on your phone in Texas?
How long are buyers’ temporary tags recognized in Texas?
How should you try to stop serious bleeding?
In which county must a Texas vehicle be registered?
Instead of insurance, how much may you deposit with the state comptroller or county judge as financial responsibility?
On a second conviction for driving without insurance, if you own the car, how long may it be impounded?
Someone injured in your crash asks to be taken to a hospital. What must you do?
Someone is injured in a crash. Should you move them?
What are the minimum liability insurance amounts in Texas?
What are the most common causes of crashes in Texas, according to the handbook?
What information should you exchange with the other drivers after a crash?
What is the minimum property damage liability coverage in Texas?
What is the penalty for a first conviction of driving without evidence of financial responsibility?
What is the Texas minimum liability coverage for injury or death of two or more people?
What kind of offense is failing to stop at a crash that caused a death in Texas?
What must you show when your car is inspected in Texas?
When a written crash report to TxDOT is required, by when must it be filed?
When must you present evidence of financial responsibility in Texas?
Which coverage pays for damage in a hit-and-run crash reported to law enforcement?
Which is a reason to notify law enforcement as soon as possible after a crash?
Which of these is accepted as evidence of financial responsibility in Texas?
Who may ask you for evidence of financial responsibility (proof of insurance)?
Who may get a certificate of self-insurance from DPS?
You agreed to pay for crash damage in installments and stopped paying. What may happen?
You are in a crash in which someone is hurt. What must you do?
You back into a parked car and the owner is not around. What must you do?
You buy a car. Within how many days must you register it?
You fail to stop after a crash causing $200 or more in damage to an attended vehicle. What is the offense?
You get a ticket for not showing insurance, but your policy was in effect. What can happen?
You have a minor crash on a highway main lane, no one is hurt, and both cars drive normally. What should you do?
You hit a fence beside the highway. What must you do?
You hit an unattended car and cannot find the owner. What must your note include?
You move to Texas and take a job here. How long may you drive your car before it must be registered in Texas?
You try to register a car but cannot show evidence of financial responsibility. What happens?

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