Florida video lessons · Lesson 9 of 10
Florida Insurance, Collisions and Registration: five situations explained
All five situations and their answers are below. To watch the lesson, create a free account.
In this video
- 0:00Intro
- 0:18How long do you have to finish the three-crashes requirements before your license is canceled?
- 1:07An injured person says they feel fine. Should you still treat them for shock?
- 2:06When must a Florida driver attend a Traffic Collision Avoidance Course?
- 3:12May you show proof of insurance on your smartphone in Florida?
- 4:13You plan to stop insuring a car you no longer drive. What should you do first?
- 5:18Recap
In short
Failure to complete the requirements within 90 days results in license cancellation. Treat the injured for shock regardless of whether they appear to be in shock; it can be very serious. You must attend if found at fault in a crash where anyone was injured and transported for treatment, or for a second collision in two years.
The five situations
Pick an answer first, the way the video pauses for you. Each one cites The Official Florida Driver License Handbook.
Situation 1
How long do you have to finish the three-crashes requirements before your license is canceled?
Answer: C. 90 days. Failure to complete the requirements within 90 days results in license cancellation.
The Official Florida Driver License Handbook › Your Driving Privilege › Traffic Crashes
Situation 2
An injured person says they feel fine. Should you still treat them for shock?
Answer: C. Yes, whether or not they appear to be in shock. Treat the injured for shock regardless of whether they appear to be in shock; it can be very serious.
The Official Florida Driver License Handbook › Treat For Shock
Situation 3
When must a Florida driver attend a Traffic Collision Avoidance Course?
Answer: A. When at fault in a crash where someone was taken for treatment, or a second crash in two years. You must attend if found at fault in a crash where anyone was injured and transported for treatment, or for a second collision in two years.
The Official Florida Driver License Handbook › Your Driving Privilege › Traffic Crashes
Situation 4
May you show proof of insurance on your smartphone in Florida?
Answer: B. Yes, electronic proof is accepted. You must have the Florida Insurance ID Card, or electronic proof on a smartphone, with you when driving.
The Official Florida Driver License Handbook › Insurance Laws › No-Fault Law
Situation 5
You plan to stop insuring a car you no longer drive. What should you do first?
Answer: A. Turn in the license plate before canceling the insurance. Turn in your plate before canceling insurance to avoid suspension of your license and reinstatement fees.
The Official Florida Driver License Handbook › Insurance Laws › No-Fault Law
Transcript
0:00Intro
Insurance, crashes and registration come with deadlines and dollar amounts the test loves to ask about. Here are five from the Florida Driver License Handbook. For each one, pick your answer before I reveal it.
0:18Situation 1
A Florida driver has to complete the requirements that follow three crashes. How long do you have to finish the three-crashes requirements before your license is canceled? The answer is C: 90 days. Failure to complete the requirements within 90 days results in license cancellation. They have 90 days. Miss the deadline and the license is canceled.
1:07Situation 2
After a crash, an injured person insists they feel fine. An injured person says they feel fine. Should you still treat them for shock? The answer is C: Yes, whether or not they appear to be in shock. Treat the injured for shock regardless of whether they appear to be in shock; it can be very serious. Treat them for shock anyway, whether or not they seem to be in shock. Shock can be very serious.
2:06Situation 3
A Florida driver is found at fault in a crash, and someone is taken for treatment. When must a Florida driver attend a Traffic Collision Avoidance Course? The answer is A: When at fault in a crash where someone was taken for treatment, or a second crash in two years. You must attend if found at fault in a crash where anyone was injured and transported for treatment, or for a second collision in two years. They must attend a Traffic Collision Avoidance Course. So must a driver with a second crash in two years.
3:12Situation 4
An officer asks for your proof of insurance, and your card is at home. May you show proof of insurance on your smartphone in Florida? The answer is B: Yes, electronic proof is accepted. You must have the Florida Insurance ID Card, or electronic proof on a smartphone, with you when driving. Florida accepts electronic proof on your smartphone. Carry the Florida Insurance ID Card or the electronic version whenever you drive.
4:13Situation 5
You no longer drive one of your cars and want to stop insuring it. You plan to stop insuring a car you no longer drive. What should you do first? The answer is A: Turn in the license plate before canceling the insurance. Turn in your plate before canceling insurance to avoid suspension of your license and reinstatement fees. Turn in the license plate before canceling the insurance. That avoids a license suspension and reinstatement fees.
5:18Recap
Failure to complete the requirements within 90 days results in license cancellation. Treat the injured for shock regardless of whether they appear to be in shock; it can be very serious. You must attend if found at fault in a crash where anyone was injured and transported for treatment, or for a second collision in two years. You must have the Florida Insurance ID Card, or electronic proof on a smartphone, with you when driving. Turn in your plate before canceling insurance to avoid suspension of your license and reinstatement fees. Nice work. Try more insurance and collision questions in Practice by Topic, then test yourself with a full mock exam.
The rules in this lesson
- Failure to complete the requirements within 90 days results in license cancellation.
- Treat the injured for shock regardless of whether they appear to be in shock; it can be very serious.
- You must attend if found at fault in a crash where anyone was injured and transported for treatment, or for a second collision in two years.
- You must have the Florida Insurance ID Card, or electronic proof on a smartphone, with you when driving.
- Turn in your plate before canceling insurance to avoid suspension of your license and reinstatement fees.
Original practice lesson written from The Official Florida Driver License Handbook. EstatePass is not affiliated with or endorsed by the Florida FLHSMV; these are not official test questions.