Insurance, Collisions & Registration — Florida Practice Questions

35 questions in this content area. 4 are published in full below with worked explanations.

1. Under the three crashes in three years law, what must you complete?

AA 4-hour online quiz.
A 12-hour ADI course, 4 hours of behind-the-wheel training, and an extended driving test.
CNothing if you have insurance.

Why B is correct

You must complete a 12-hour ADI course, 4 hours of behind-the-wheel training at a licensed school, and pass the extended driving test.

2. You are stopped and cannot show proof of insurance, though you had it. What may happen?

ANothing; officers check online.
You may be cited and have to prove coverage in court.
CYour car is towed immediately.

Why B is correct

You may receive a citation and must go to court to prove you had insurance at the time you were stopped.

3. You plan to stop insuring a car you no longer drive. What should you do first?

Turn in the license plate before canceling the insurance.
BCancel the insurance, then keep the plate for later.
CNothing; the plate expires on its own when the policy ends.

Why A is correct

Turn in your plate before canceling insurance to avoid suspension of your license and reinstatement fees.

4. You receive a notice of license suspension for insurance. Will a hearing be scheduled automatically?

No; you must request one.
BYes, always within a week.
CHearings are not allowed.

Why A is correct

When you receive the notice you may request a hearing; otherwise one will not be scheduled for you.

Watch the lesson

6:12Florida Insurance, Collisions & Registration: five situations explainedFive real situations acted out, answered and explained from The Official Florida Driver License Handbook.Free account to watch

31 more Insurance questions

Answers and explanations for these are in the study app.

A crash causes property damage but no police report is required. What must you do?
A non-resident starts a job in Florida. Within how many days must their car get a Florida registration and plate?
After a DUI conviction, what Bodily Injury Liability coverage must you carry for one injured person?
After a DUI conviction, what minimum property damage liability must you carry?
An injured motorcyclist is lying on the road after a crash. What should you avoid?
An injured person says they feel fine. Should you still treat them for shock?
Besides insurance from a Florida-licensed company, how can you prove financial responsibility after a crash?
Driving with a suspended license in Florida is what kind of offense?
For a car owned by a person, when does the registration normally expire?
How long do you have to finish the three-crashes requirements before your license is canceled?
How long must the higher insurance limits stay in effect after a DUI conviction?
How should you treat an injured person for shock?
If you fail to provide proof of new insurance after a cancellation notice, how long can your license and plate be suspended?
Leaving the scene of a crash that caused injury in Florida is what kind of offense?
May you show proof of insurance on your smartphone in Florida?
To lift a suspension for having no insurance, what reinstatement fee range applies?
What are Florida’s minimum PIP and PDL amounts?
What does Personal Injury Protection (PIP) cover?
What insurance must you show before registering a car in Florida?
When must a Florida driver attend a Traffic Collision Avoidance Course?
When must you carry Florida insurance on a car you own?
You are in a minor crash and your car is blocking traffic. No one is hurt. What must you do?
You caused a crash. What can FLHSMV require before reinstating your driving privilege?
You come upon a crash and others are standing around. Should you call for help?
You hit a parked, unattended car and cannot find the owner. What must you do?
You saw a crash happen. What might you be asked to do later?
You show an officer an insurance card for a policy you know was canceled. What may happen?
Your insurance policy is canceled. Who tells FLHSMV?
Your license and plate are suspended for not having insurance. Can you get a temporary license to drive to work?
Your license and plate have been suspended for 30 days or more. What may an officer do?
Your license was suspended for too many points. What minimum Bodily Injury Liability must you then carry for one person?

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