Which Oregon agency administers the workers compensation system for construction contractors?
Correct Answer
A) Oregon Department of Consumer and Business Services
The Oregon Department of Consumer and Business Services administers the state's workers compensation system.
Why This Is the Correct Answer
Option A is correct. The Oregon Department of Consumer and Business Services (DCBS) is the state agency responsible for administering Oregon's workers' compensation system. The DCBS oversees the Workers' Compensation Division, which regulates insurers, resolves disputes, and enforces compliance.
Why the Other Options Are Wrong
Option B: Oregon Occupational Safety and Health Administration
Oregon OSHA (Occupational Safety and Health Administration) is responsible for workplace safety standards and inspections—not for administering workers' compensation benefits or insurance. These are related but distinct functions.
Option C: Oregon Department of Labor and Industries
There is no Oregon Department of Labor and Industries. This name belongs to Washington State's equivalent agency (L&I). Oregon does not have an agency by this name—it is a common cross-state distractor.
Option D: Oregon Construction Contractors Board
The Oregon Construction Contractors Board (CCB) handles contractor licensing and consumer protection related to construction, not workers' compensation administration. The CCB and DCBS serve different regulatory functions, though both fall under Oregon's business regulation umbrella.
Memory Technique
DCBS = 'Does Cover Business Systems' — it handles both workers' comp AND CCB licensing under one department umbrella. If the question is about workers' comp OR contractor licensing in Oregon, DCBS is frequently the right answer.
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