A neighbor's garage was built two feet across the boundary line without any grant of rights. This encroachment differs from an easement in that it:
Correct Answer
C) Is an unauthorized intrusion rather than a granted right
Why this is correct: An encroachment is a physical intrusion onto another's land without permission, like this garage built over the boundary. An easement is a legal right to use another's land for a specific purpose, granted by agreement, necessity, or prescription. The core distinction is that an encroachment is unauthorized, while an easement is a granted right. Why the other choices are wrong: The option stating 'Must be recorded to have any effect' is incorrect because an encroachment is a physical fact; its existence does not depend on recording. The option 'Always benefits the property that it happens to cross' is wrong because an encroachment typically burdens the property it crosses, not benefits it. The option 'Can only involve underground utilities' is false; encroachments can be any physical structure, like a building, fence, or driveway. Exam tip: Remember, 'encroachment' = unauthorized physical intrusion; 'easement' = authorized legal right of use.
Why This Is the Correct Answer
Unauthorized intrusion rather than granted right names the single distinction that separates the two concepts. Everything else about encroachments follows from the absence of authorization: no recording, no consideration, no defined scope, and an ongoing risk that the burdened owner will sue for removal. For the appraiser it means the affected strip may not be usable by the owner of record and the condition must be identified and considered. Whether the intrusion has become legally protected is a question for counsel, not for the appraiser.
Why the Other Options Are Wrong
Option A: Must be recorded to have any effect
Recording is how interests in land are made public and given priority against later claimants, but an encroachment is a physical condition rather than an interest, so nothing is recorded and nothing needs to be. The garage sits over the line whether or not any document exists. This option applies the logic of recorded instruments to a fact on the ground.
Option B: Always benefits the property that it happens to cross
An encroachment burdens the parcel it intrudes upon, taking away usable area and clouding title, and it benefits only the encroaching owner who gained space at the neighbor's expense. The option reverses who gains and who loses. It may draw candidates who read benefit as meaning the structure adds physical improvement to the land it touches.
Option D: Can only involve underground utilities
Encroachments commonly involve above-ground structures such as garages, fences, sheds, driveways, decks, eaves, and retaining walls, and underground intrusions are the less typical case. Underground utilities are more often the subject of recorded easements in gross held by utility providers. Restricting encroachments to one category has no basis in the definition.
Granted or Grabbed
One question separates the two: did somebody hand over the right, or did the structure just take the space? Granted means easement. Grabbed means encroachment. Everything else, recording, benefit, and remedy, follows from that answer.
How to use: When a stem describes a structure crossing a line with no grant, answer encroachment and expect a burden on the crossed parcel. When it describes a written or long-established right of use, answer easement.
Exam Tip
Encroachment items reward the answer that recommends a survey. A title search will not reveal an unrecorded physical intrusion.
Common Mistakes to Avoid
- -Treating an encroachment as a form of easement
- -Assuming a title report would disclose an unrecorded physical intrusion
- -Offering a legal conclusion on whether the intrusion has ripened into a right
Concept Deep Dive
Analysis
The bundle of rights can be divided by grant, and an easement is one of those divisions: a nonpossessory right to use another's land for a stated purpose, ordinarily created in writing, usually recorded, and in the case of an easement appurtenant running with the land to bind successors. An encroachment is not a division of the bundle at all. It is a physical fact, a structure standing where it has no right to stand, arising from a survey error, a careless build, or a boundary nobody checked. The distinction is authorization: one party granted the easement, whereas nobody granted the encroachment. That difference drives everything downstream. An easement is discovered in the title record and its effect on value is analyzed as a known burden; an encroachment is discovered by survey or observation, clouds title, and creates litigation exposure until it is removed, cured by agreement, or ripens into a right through prescription or adverse possession.
Background Knowledge
You need the categories of encumbrance, easement appurtenant, easement in gross, license, encroachment, deed restriction, and lien, and how each is created and terminated. You should also know the elements of prescriptive easement and adverse possession, and that encroachments surface on a boundary survey rather than in a title search.
Real-World Application
An appraiser notices a neighbor's garage apparently two feet over the line and finds nothing in the title work. She reports the observed condition, notes that no survey was furnished, recommends the client obtain one and seek legal advice, and discloses how she treated the affected area in her site analysis.
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