The Equal Credit Opportunity Act (ECOA) prohibits a South Dakota lender from discriminating based on:
Correct Answer
B) Race, color, religion, national origin, sex, marital status, or age
ECOA prohibits discrimination in lending based on race, color, religion, national origin, sex, marital status, age, receipt of public assistance income, or exercise of Consumer Credit Protection Act rights. Legitimate financial criteria like credit score and DTI are not protected classes.
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