SC flood zone disclosure is important because:
Correct Answer
B) SC's Lowcountry and coastal areas have extensive flood zones, and flood insurance is required for federally backed mortgages in FEMA Special Flood Hazard Areas
South Carolina's Lowcountry (Charleston, Hilton Head, Beaufort) and coastal areas have extensive FEMA flood zones. Flood insurance is required for federally backed loans in these areas.
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Related Topics & Key Terms
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Key Terms:
Related Concepts
Community property is a form of ownership recognized in certain states where property acquired during marriage is considered equally owned by both spouses, regardless of who earned the money or whose name is on the title.
Condominium ownership involves owning a unit of airspace within a multi-unit building plus an undivided interest in the common elements shared with other unit owners. Each unit is separately taxed and financed.
In a cooperative (co-op), the building is owned by a corporation, and residents purchase shares of stock in the corporation that entitle them to a proprietary lease on a specific unit. Residents are shareholders, not property owners.
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- → Wisconsin adopted the Marital Property Act in 1986, creating a system similar to community property. Under this law, property acquired during marriage is generally considered:
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