Tom, an Ohio real estate agent, is working with a buyer of Hispanic descent. Tom only shows the buyer properties in predominantly Hispanic neighborhoods. This practice is known as:
Correct Answer
C) Steering
Steering is the illegal practice of directing homebuyers toward or away from certain neighborhoods based on protected characteristics such as race or national origin. Tom's practice constitutes steering under both federal and Ohio law.
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Related Concepts
Commingling is the illegal act of mixing client trust funds with a broker's personal or business operating funds; conversion is the misappropriation of those funds.
Continuing education (CE) refers to the ongoing coursework that licensed real estate professionals must complete during each renewal cycle to maintain an active license. CE ensures agents stay current with changes in laws, regulations, and industry practices.
The National Do Not Call Registry is a federal program administered by the FTC that allows consumers to opt out of receiving unsolicited telemarketing calls, including calls from real estate agents soliciting business.
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A mortgage lender in Ohio consistently charges higher interest rates to borrowers of a particular race, even when their credit profiles are identical. Under Ohio law, a complaint about this practice should be filed with the: