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Olaf owns a riparian lot on a Minnesota lake. His property deed describes the boundary as running to the 'ordinary high water mark' of the lake. After an unusually wet decade, the lake's water level has permanently risen, and the OHWM has moved landward by 20 feet, now cutting through what was previously Olaf's dry yard. A neighbor argues that Olaf has lost ownership of the 20-foot strip now below the new OHWM. Which legal principle best determines the ownership of this 20-foot strip under Minnesota law?

Correct Answer

C) Erosion — Olaf loses ownership of the 20-foot strip because his boundary is defined by the OHWM, which has permanently moved landward

When a riparian property boundary is defined by the ordinary high water mark (OHWM), and the OHWM permanently moves landward due to gradual processes (including a sustained rise in lake level), the riparian owner's boundary moves with it — this is the principle of erosion applied to riparian boundaries. Olaf's deed ties his boundary to the OHWM, so as the OHWM shifts landward, Olaf's upland property shrinks accordingly. The 20-foot strip that is now below the OHWM falls within the state's public waters boundary. This is the legal consequence of tying a deed boundary to the OHWM rather than to a fixed metes-and-bounds description.

Answer Options
A
Accretion — Olaf gains the strip because the water level change was gradual
B
Avulsion — Olaf retains ownership of the 20-foot strip because the change was caused by an external force rather than natural gradual erosion
C
Erosion — Olaf loses ownership of the 20-foot strip because his boundary is defined by the OHWM, which has permanently moved landward
D
Reliction — Olaf retains ownership because the OHWM shift is treated as a temporary condition under Minnesota DNR regulations

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Related Topics & Key Terms

Key Terms:

ordinary_high_water_markerosionriparian_boundaryavulsionwater_level_changeexpert_trap

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